Credit Room: addressing personal finance issues for women
Ever wonder “What if there was a personal finance web-source devoted to women, powered by women?” Finally, there is: CreditRoom.com!
Credit Room is a first grade personal finance source, with the extra bonus of being geared toward the needs of women, providing consumers with the most up-to date and detailed facts regarding credit cards deals, latest news, and useful articles to help women take control of their personal finances and stay up to date with new developments in the industry and new tools available to them.
The all-women management of Credit Room takes pride in always being on the forefront of what’s new in the world of personal finances, and selecting the relevant news and best products that fit their mission to inform and empower women with their finances. For instance in their ezine section you’ll find articles on identity theft, housing credit, retirement, and many others.
Visit and Bookmark CreditRoom.com today, it will become your source for Visa credit card offers and much more.
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Photo Credits: Angela 7 Dreams
Use Less Miles And Fly More Often.
It can be quite disheartening to apply and qualify for an airline credit card only to discover later that it takes an eternity to actually accumulate enough miles to purchase a ticket. What point is there in endeavoring to use one card for all your purchases just so you can get a free airline ticket when it takes years to do so? Really, there is no point to that which is why the WorldPerks Visa Signature Card is a tremendous opportunity for someone is looking to garner free airfare.
The best feature of this card is that you can redeem award airfare tickets for as little as 19,000 miles. That is really quite low considering that you can receive 20,000 bonus miles just for qualifying and receiving this credit card. You get a free ticket right off the bat! However there are a plethora of other benefits that come with this credit care. You receive double miles for purchases direct from Northwest Airlines and there is no cap on the miles you can earn. You can also redeem only 10,000 miles up to six times a year for a $100 discount on a Northwest Airlines ticket.
Another excellent benefit which is free with this card but costs non cardholders $135 a year is membership in the Hideaways Aficionado Club. This membership allows you to enjoy VIP perks at many different hotels, resorts and cruises all for absolutely no cost. And when you are vacationing you know that you’ll need to rent a car. Use this credit card to secure your car rental and get a free day on any 3-day weekend rental from National Care Rental. The WorldPerks Visa Signature Card truly rewards its owner with a bounty of benefits.
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Photo Credits: Tvol
Election 2008: the day after
The day after Election 2008: So now what?
That’s what a lot of people are asking themselves this morning, now that the uncertainties of the election is out of the way, Obama is the Preseident Elect, and the Obama’s and Bush’s transition teams are working together to assure a smooth transition, and the Obama-Biden team are recruiting additional team members to lead and manage this wonderful country.
What about you and your situation? You surely cannot ask for help directly to either G.W. Bush, or to Barack Obama. They actually need your help, they need your help keeping the morale up, trust the political and financial institutions that once again prosperity will return to the US soil. If there something that most people have learned is that things are back to basic, wise use of credit, well thought out plans for important decisions like buying a home, a car, or a major appliance; carefully screening of financial advisors and more realistic investment strategies and expected returns.
If you have consumer debt: have a plan to pay it off as soon as possible.
If you have a house with a mortgage: have a plan to pay the mortgage off, sooner or later. If you need to refinance, do so, a home is a long term asset, and a necessary one if you can afford it. Make a plan to eventually pay off the mortgage.
If your financial situation is challenged, take matters into your own hands with a two-prong strategy:
- Cut your expenses.
- Increase your revenue: get a second job if you have to, or a third one. Clean up your attic and basement and sell all the stuff that you have and no longer use. If you don’t have time, and if eBay or Craigslist is not for you, consider donating your items to charity, and take the tax write off. Consult your tax advisor on that, and remember to get a receipt from the charity for your non-cash donation.
Start or continue saving: no matter how little you think you make, someone else down the street makes do with less than you have: simplify your life, eliminate expenses, cut down on your spending. There’s no alchemy math: living within your means is the new luxury.
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Sponsored by:
Photo Credits: Maria Leisa (cc)
Congratulations Mr. Barack Obama
Making History! Barack Obama, you are the 44th President of the United States of America. You promised change, and the American people have entrusted you with the mission that you have selected to carry forward. This victory is just the beginning, all the citizens of this great country are behind you, eager to do what it takes to celebrated many more victories.
Again, congratulations Mr. President.
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Photo Credits: Transplanted Mountaineer (cc)
Save money, be healthier, and be friend with the environment
Recession or no recession, some ideas are great ideas no matter what the economic climate or your personal financial situation is. Today our money saving tip objectives are:
- save you money;
- simplify your life;
- make your house a healthier place to live in for your and your family, especially if you have kids;
- make the entire planet a better place to live in.
If you were to count how many cleaning products you have in the house, from kitchen cleaners to glass cleaners, how many different products do you have? If you are like the average US household you have 27 different cleaning products. How much do those 27 different cleaning products cost you in the span on one year? Hundreds of dollars for sure.
If you really want to get scared, how many of those products are ’safe’ in the sense that they have no consequences if touched or ingested? Picture your kitchen countertop and the warning label on the cleaning product you use to clean it: chances are that sooner or later someone will place a sandwich on that very same countertop: what are you feeding your family?
We are not suggesting you to become and alchemist with a cauldron and make your own soaps, or set up a chemical lab in your basement; Karen Logan has done the work for you, and has put together what we call a recipe book for making your own natural and safe cleaning products for your house, using easily available ingredients like vinegar and lemon juice. Her Clean Home Clean Planet book is a must for everyone either concerned about saving money or living healthier or both, and simplify one’s life in the process.
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As a segue, you might want to discover Dr. Bronner’s Magic Soap, used extensively by Karen in her book. Dr. Bronner’s Soap is a truly magic product, it is a ‘true’ castile soap, made with natural plant-based ingredients. It is versatile and can be uses as a body soap or shampoo, and it is such a great product that a movie was made about the product and the the founder: Dr Bronner’s Magic Soapbox, a documentary about obsession, compassion and all-purpose soap.
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Sponsored by:
Photo Credits: stephcarter (cc)























