Archive for January, 2009

1 family gets 445 credit card offers in a year

Highland Park clan even received mailings to their children, 11 and 8
Somebody had to do it. Who, after all, hasn’t wondered how many credit card applications arrive in their mailbox in a year?
Gary Silbar of Highland Park decided to find out and has saved 445 applications to show for it, including a hefty 35 addressed [...]

‘GMA’ Gets Answers: Some Credit Card Companies Financially Profiling Customers

A new policy being used by at least one major credit card company judges a shopper not necessarily by his credit purchases and payments alone, but also by the fiscal behavior of the fellow shoppers in the stores he visits.
And in some cases, the bad repayment history of the guy behind you in line at [...]

Threat Level Privacy, Crime and Security Online NSA Whistleblower: Grill the CEOs on Illegal Spying

Former National Security Agency analyst Russell Tice shed new light on the Bush administration’s warrantless domestic spying last week when he told MSNBC that the NSA blended credit card transaction records with wiretap data to keep tabs on thousands of Americans.
But Tice didn’t say where the credit card information, and other financial data, came from. [...]

Colleges Profit as Banks Market Credit Cards to Students

EAST LANSING, Mich. — When Ryan T. Muneio was tailgating with his parents at a Michigan State football game this fall, he noticed a big tent emblazoned with a Bank of America logo. Inside, bank representatives were offering free T-shirts and other merchandise to those who applied for credit cards and other banking products.
“They did [...]

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