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WHEN it comes to home mortgage modifications, everyone seems to have a complaint.
Borrowers accuse mortgage servicers, which process the paperwork, of often losing important documents like pay stubs and bank statements. Servicers assert that the borrowers fail to submit certain papers and claim that they did, or submit the wrong ones.
Now, an industry group is [...]
Archive for December, 2009
Eliminating ‘He Said, She Said’ on Loan Modifications
Posted by lorenzo on December 20th, 2009
Posted in Personal Finance 
Tags: Home mortgage modifications, Loan modifications, Mortgage, Real Estate 
No Comments »10 Ways to Screw Over the Corporate Jackals Who’ve Been Screwing You
Posted by lorenzo on December 19th, 2009
Tired of getting pushed around by faceless big business? Here are 10 ways to push back!
The New Year is nearly here, and so much has happened. Wait, what’s that? Nothing major at all has happened, you say? Oh right, we’ve been stuck in neutral since dumping the toxic trash of the Republican Bush administration and [...]
Posted in News Tags: Credit Card Debt, Financial Crisis, Mortgage, Real Estate, Tips and Tricks No Comments »The Unemployment Game Show: Are You *Really* Unemployed? – From Mint.com
Posted by lorenzo on December 18th, 2009
Credit card’s newest trick: 79.9 percent interest
Posted by lorenzo on December 18th, 2009
It’s no mistake. This credit card’s interest rate is 79.9 percent.
The bloated APR is how First Premier Bank, a subprime credit card issuer, is skirting new regulations intended to curb abusive practices in the industry. It’s a strategy other subprime card issuers could start adopting to get around the new rules.
Typically, the First Premier card [...]
42% of parents have paid a child’s debt
Posted by lorenzo on December 12th, 2009
Before bailing out offspring, ask yourself whether you’re really helping.
A new poll by CreditCards.com found that 42% of people with adult children have paid a debt for their children at some point. But should they?
The debts most commonly paid off were auto loans (40%) and medical debt (37%). But the survey also found that parents [...]
Posted in Debt Management Tags: Bailout, Cash Flows, Credit Card Debt, Debt Management No Comments »
