A Points Credit Card for Spanish Speaking Cardholders

Posted by Steve on September 7th, 2008

It can be very challenging figuring out how a points driven credit card works. Try finding one that will send you your statements in Spanish. For many Spanish speaking cardholders this really is preferable since it’s important to be able to clearly understand your monthly statement. Well the new Financial Rewards Platinum Plus Visa Credit Card makes things easy to understand since it offers monthly statements in either English or Spanish. So let’s break down how this credit card can pay you back. You will get $25.00 cash back for every 25 points that you accumulate on your card. And you can earn up to $600 a year without being limited.

Now the way you earn points is simple, for every $100 in new purchases that you make, you earn 1 point. Additionally you earn 5 bonus points after your first purchase and additional 5 bonus points for each $2500.00 balance transfered from another credit card. And there is virtually no shelf life on these points; they don’t expire for 5 years. So even if you don’t accrue them as quickly as some might, they won’t be taken away from you anytime soon.

So let’s put these points in a typical scenario. You sign up for the card and receive 5 points. You make about $2,000.00 in monthly purchases. You have already earned $25.00, that is how quickly it can happen. Can you afford not to be paid for your purchases? The Bank of America Financial Rewards Platinum Plus Visa Credit Card doesn’t think so.