For young people or even for individuals that are new to this country, it can be very challenging to qualify for a credit card. With FICO scores really showing the whole picture of ones credit worthiness, it can be virtually impossible to receive credit if you fall into one of these circumstances:
- I have had my own credit card for less than three years or never had one,
- I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else’s credit card,
- I have a valid credit score than can be found at one of the major credit reporting companies.
If you find yourself falling into one of the above categories then you might possibly qualify for the Capital One Platinum Credit Card. Yes the Platinum Credit Card; almost hard to believe. This card is designed for individuals who don’t have challenged or damaged credit but just have not been able to build a solid history as of yet. And Capital One doesn’t believe you have to be charged horrific interest to receive a credit card if you have a limited credit history. This card charges $0 for transfers and a variable APR that is currently 8.65%. Also you can qualify for a credit limit of up to $3,000.00. And the best part is using a card like this will help you to establish an even better credit history!
|| CLICK HERE TO APPLY ||
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By Steve Borrelli from Sterling Home Mortgage.
Photo Credits: Retinafunk (cc)
