Back to school?  First year of college?  Exciting times, and mixed feelings for the parents.

In recent years prepaid credit cards have become the method of choice for parents to send money to their sons and daughters in college, and to make sure that they have some emergency money without the temptation of cash.  Credit cards companies have listened to the customers and have added benefits and bonuses to make life easier for everyone, from the ease of funding, to the online management, and protection.

Wal-Mart has partnered with GE Money Bank, member FDIC, to release the MoneyCards loaded with many features and some of the lowest costs in the market, Wal-Mart style.

Both the Student Edition and the Family Edition (SharePak) share the same long list of benefits:

Easy To Get

• No credit check (*)
• No bank account required
• Instant use Temporary Visa Card in package. Activate with one easy call. (*)

Easy to Use

• Use it everywhere Visa debit cards are accepted worldwide
• Shop on the Internet, including at walmart.com
• Get cash from millions of ATMs worldwide. (*)
• Pay your bills fast and easy including cable, cell phone & other bills
• Pay for gas, groceries and more
• Use at restaurants
• Guarantee hotel reservations
• Buy airline tickets
• Budget and track spending online with E-Mail/SMS Balance Alerts

Reloadable: You can reload your personalized Wal-Mart MoneyCard over and over again.

• At participating Wal-Mart stores, you can go straight to the cashier and swipe your Card to load with cash or you can cash a payroll or government check and load part of all of that check onto your MoneyCard. Reload and check cashing fees apply.

Convenient: Your Wal-Mart MoneyCard is a convenient way to enjoy the purchasing power you deserve. (*)

• No purchase transaction fees
• They’ll waive the reload fee when you add funds by cashing an eligible payroll or government check at Wal-Mart (the $3.00 check cashing fee still applies).
• No reload fee when you add funds by Direct Deposit
• Your monthly fee is waived when you deposit a minimum of $1,000 to your Card in the preceding calendar month.

It’s Safer than Cash

• The Visa Zero Liability Policy protects you from unauthorized purchases, fraud and theft if your Wal-Mart MoneyCard is ever lost or stolen (*)

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