It’s that time of the year, celebrating the Holidays, preparing to party on New Year’s Eve, and pondering about our resolutions.

Is better managing your money in 2009 one of your resolutions? There are a handful of friendly web 2.0 tools that can make your life easier and help you manage your finances.

MANAGING your accounts: both Mint.com and Wesabe are web-based services that will perform the functions that Microsoft Money or Quicken perform on your PC; with the added benefits that Mint and Wesabe will gather the information from your various checking, savings and credit cards accounts without you tediously entering every transactions.
You can have snapshots of your situation, reminders of payments due, budget reports, and suggestions on how to save money.

If you have significant INVESTMENT accounts, Cake Financial can give you a consolidated view of all of your investment accounts, no matter which investment company holds them; you can then run performance reports, compare your returns with other investors (still maintaining anonymity) so that you can get suggestions from real life investors like you.

Everyone should check their credit report, remember that the only site authorized to do so for free is: www.AnnualCreditReport.com. Now there’s also Credit Karma , a site that lets you access your credit scores for free. From Credit Karma’s own web site: “Credit Karma believes consumers have a right to know this information with no charge or without the bait and switch of 30 days free followed by enrollment products with confusing opt outs. We subsidize our cost of pulling the credit scores by selling advertising on the site.” and “Our free credit scores are sponsored by partners who share our vision that consumers should have free and regular access to their score.”

These tools are both friendly and make your life easier, and if simplifying your life and spend more time with your friends and family, this is the way to go.

Enjoy!

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Photo Credits: Paul Worthington