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Don’t Like Travel Restrictions? No Problem
You have finally earned enough points using your credit card to actually qualify for a free airline ticket. It has taken you awhile since they don’t accrue very fast, but sure enough you got there. You consult your calendar, you peruse the myriad of travel destinations that you wish to enjoy and then make your final decision of where and when to go. With a sigh and relief and anticipation you go ahead and pick up the phone to call your credit card company and make the joyous flight reservation.
After all that planning you are informed by an emotionless and unflinching reservation specialist that you are not able to redeem your points at that time of the month. Not only that, but you cannot redeem them with the airline which offers the flight schedule you had found. Sorry, you are on your own.
If you can relate with these credit card “Miles Card” program woes, you are not alone. If fact many thousands of Americans each year are affected by just this scenario. How does one get around it? The Discover Business Miles Card. It has all the normal bells and whistles of a great travel credit card, but it also offers absolutely unrestricted travel through any airline, travel agent, or online travel site no matter what the date. Finally you have the control on how to use your hard earned points.
Additionally, there is a 0% introductory APR, double miles on gas and travel purchases and one mile earned for every $1 spent on other card purchases. If you like to fly for free, you have found the right card!
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Photo Credits: Miguel Sancheese (cc)
DISCOVER card switching from fixed rate to variable rate as of October 1, 2008
Do you have a DISCO
VER card with a fixed interest rate?
Soon you might receive a notice from Discover that effective October 1, 2008 your rate will switch to a variable rate, tied to the Prime Rate.
What does that mean for you? It depends:
- If you are the type who likes to know what the rate will be no matter what, and that was a major factor in your choice of card, you’ll need to re-evaluate your decision.
- If you have excellent credit, the new interest rate structure might be to your advantage, or maybe not.
- If you pay off your credit card in full every month, this might not be of importance to you, but again, how much would it cost you if one month you are a bit short and decide to carry over the balance to the next month?
- Do you like to try to guess what the Federal Reserve will do with interest rates?
In any way, this unexpected change is indeed cause to re-assess your choice of card.
You can reach DISCOVER at:
Web: http://www.discovercard.com
Phone 1-800-DISCOVER
Outside U.S. 1-801-902-3100
TDD 1-800-347-7449
Today’s rates:
- Wall Street Journal’s Prime Rate: 5.00% (a year ago: 8.25%)
- Federal Discount Rate: 2.25% (a year ago: 6.25%)
- Fed Funds Rate: 2.00% (a year ago: 5.25%)
Photo credits: epicharmus
Show off the American Flag every time you buy something
There’s never been a more appropriate time to show off your patriotism, show off the American Flag every time you use your new Discover More American Flag Card, with more benefits what you would expect:
- Ideal for Balance Transfers;
- Up to 20% Cashback Bonus at top online retailers;
- Up to 1% unlimited Cashback Bonus on all other purchases automatically, and up to double rewards when you redeem for gift cards from select Partners;
- No Annual Fee;
- Online Account Access with convenient Online Bill Payment.
|| CLICK HERE TO APPLY ||
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Credit is something you get when you don’t need it
“Credit is something you get when you don’t need it!”
– Donald Trump
It’s one of those hard to believe conundrums: when you don’t need money, everyone wants to give you money; when you need money, nobody is available. There are many reasons why you should get that extra credit card in your wallet:
- Using it every now and then for small purchases and paying it off will improve your credit score dramatically;
- It will put you in the driver’s seat when negotiating with your current credit card to lower your interest rate: have them compete for your business;
- Unused line of credit is like insurance for rainy days;
- Once you find the deal of a lifetime for something you’ve been looking for, there will be no need to wait to find the funds and let someone else steal your deal: you are ready and prepared.
|| CLICK HERE TO APPLY ||
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BONUS: CashBack up to 20% *, APR as low as 0% *, and no annual fees are just the beginning.
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