-
Select the Card for You
Select by Type of Card:- Gas Rebate Credit Cards
- Airline Credit Cards
- Balance Transfer Cards
- Business Credit Cards
- Cash Back Credit Cards
- Instant Approval Cards
- Low Interest Credit Cards
- Prepaid & Debit Cards
- Reward Credit Cards
- Student Credit Cards
- Select by Credit History
- Select by Bank
- Friends
-
Recent Reviews
- How we pay with plastic will change Monday with new credit card rules
- Eliminating ‘He Said, She Said’ on Loan Modifications
- 10 Ways to Screw Over the Corporate Jackals Who’ve Been Screwing You
- The Unemployment Game Show: Are You *Really* Unemployed? – From Mint.com
- Credit card’s newest trick: 79.9 percent interest
- 42% of parents have paid a child’s debt
- More Homeowners Fall Behind on Mortgages
- Problem mortgages hit new high at 14 percent
- Google Tackles Mortgage Market With New Comparison Ads
- Latest bank fee is for paying off credit card on time every month
Top Rated Offers
Damaged Credit Credit Card Applicants Have Hope!
It’s amazing how difficult it is to qualify for any sort of loan or credit card if you have bad or damaged credit. And it’s difficult to rectify past credit wrongs without reestablishing new credit trade lines such as credit cards or loans. It can seem like a no win situation for many individuals in this state. However, just establishing one new trade line can help to rapidly boost your credit score and rating. And there are several new credit cards out there that are designed for people with damaged credit.
One of the best is the First Premier Bank Gold Card. It’s relatively easy to qualify for to begin with. Most importantly it reports monthly to the major credit bureaus so you can be sure that as long as you make your minimum monthly payment each month, your credit is improving. The annual APR is equivalent to this sort of “introductory” level credit card at about 16% APR, however with time you will be able to qualify for a lower rate with another credit card as long as your are consistent with your payments. You really have nothing to lose in trying to get this card because it only takes 60 seconds to know if you qualify. Remember, this card is designed for applicants with damaged credit so just because you might possibly have been turned down by other credit card companies doesn’t mean you will be shut down by First Premier. That phone call could be your first step towards repairing your credit and qualifying for the credit card you want and deserve!
|| CLICK HERE TO APPLY ||
|
|
By Steve Borrelli from Sterling Home Mortgage
Photo Credits: CarbonNYC (cc)
Build or rebuild a solid credit history
For many individuals with damaged or bad credit, there can be few options when it comes to the world of credit cards. Even the cards that are marketed towards individuals that fit the damaged credit profile are often not offered in scenarios where the credit scores or history are too low. A good option is a secured credit card like the Bank of America Secured Visa Credit Card.
This card helps you establish a credit history and demonstrate a positive repayment history for people with bad credit. You can deposit between $300.00 to $10,000.00 into a Bank of America security deposit account. Then your credit line will directly reflect the amount of your deposit. You can make purchases with your card up to the amount you have in your account. As long as you make the minimum payment before the due date each you credit should increase. Keep in mind however that your security deposit doesn’t cover the minimum payments each month; those have to be made. Then based on your credit and payment history with the secured card, you many qualify for an unsecured credit card with Bank of America at a later date.
There is a small annual fee of $29.00 and a $4 fee for balance transfers but that is a small price to pay for repairing your credit. Additionally the card comes with all the benefits and protection of an unsecured Bank of America credit card. Its nice to know that there are options out there even for those of us with bad credit.
|| CLICK HERE TO APPLY ||
|
|
___________
By Steve Borrelli from Sterling Home Mortgage
Photo credits: dotbenjamin (cc)
PrePaid credit cards are not just for people with no other Credit Cards.
Planning, planning, planning.
These are the 3 most important words in Financial Planning, and now it is the time to start planning for the Holiday Season. Too early you say? Of course, time is indeed on your side, if you plan early.
Budgets, limits, lists, online, offline, on your PDA or iPhone sound like great ideas until you actually try to use one of them.
What if I were to tell you that there’s an easy and smart way to not only plan for the Holiday shopping, so that it doesn’t get out of control, that’s easy to manage, and will not force you to wait until the last minute to fight the mobs at the mall?
There’s is such a solution: get yourself a prepaid credit card now. Get one now, and start sending small amounts of money to it on a weekly basis, whenever you get paid, or when you have extra cash. By the time the holiday season comes around, you’ll have your budget stored into this one single card, ready to take advantage of the early sales when the stores are fully stocked, the clerks still have time to help you out, there are plenty of sizes and colors and models and special editions, and the stores still look like pleasant stores, untouched by the shopping storm.
Simply brilliant.
Click here to find some of the best and latest deals in prepaid credit cards, or you could check out the latest offering in prepaid credit cards by Ready Debit, now with FREE Credit Builder, and available in three very fashionable colors:
|
|
Photo Credits: hans s (cc)
The best prepaid credit card with special features for the students and families: Wal-Mart MoneyCard
Back to school? First year of college? Exciting times, and mixed feelings for the parents.
In recent years prepaid credit cards have become the method of choice for parents to send money to their sons and daughters in college, and to make sure that they have some emergency money without the temptation of cash. Credit cards companies have listened to the customers and have added benefits and bonuses to make life easier for everyone, from the ease of funding, to the online management, and protection.
Wal-Mart has partnered with GE Money Bank, member FDIC, to release the MoneyCards loaded with many features and some of the lowest costs in the market, Wal-Mart style.
Both the Student Edition and the Family Edition (SharePak) share the same long list of benefits:
Easy To Get
- No credit check (*)
- No bank account required
- Instant use Temporary Visa Card in package. Activate with one easy call. (*)
Easy to Use
- Use it everywhere Visa debit cards are accepted worldwide
- Shop on the Internet, including at walmart.com
- Get cash from millions of ATMs worldwide. (*)
- Pay your bills fast and easy including cable, cell phone & other bills
- Pay for gas, groceries and more
- Use at restaurants
- Guarantee hotel reservations
- Buy airline tickets
- Budget and track spending online with E-Mail/SMS Balance Alerts
Reloadable: You can reload your personalized Wal-Mart MoneyCard over and over again.
- At participating Wal-Mart stores, you can go straight to the cashier and swipe your Card to load with cash or you can cash a payroll or government check and load part of all of that check onto your MoneyCard. Reload and check cashing fees apply.
Convenient: Your Wal-Mart MoneyCard is a convenient way to enjoy the purchasing power you deserve. (*)
- No purchase transaction fees
- They’ll waive the reload fee when you add funds by cashing an eligible payroll or government check at Wal-Mart (the $3.00 check cashing fee still applies).
- No reload fee when you add funds by Direct Deposit
- Your monthly fee is waived when you deposit a minimum of $1,000 to your Card in the preceding calendar month.
It’s Safer than Cash
- The Visa Zero Liability Policy protects you from unauthorized purchases, fraud and theft if your Wal-Mart MoneyCard is ever lost or stolen (*)
|| CLICK HERE TO APPLY ||
World’s worst Credit Card
Information is power. This video is an interesting piece of investigative reporting that will be of interest to people with a challenging credit score.
Just like the video says, shop around for your best deal, you’ve got options to re-built your credit score. We can help:
- Prepaid credit cards.
- Credit cards for people with bad credit.
- Credit cards for people with no credit.
College Students! Here’s The Card For You: Capital One Platinum for Students
Young adults just starting out in the world, mainly college students, lack the credit needed to qualify for a regular credit card. Or worse yet, they are offered high interest credit cards with high credit limits and college students just aren’t ready for that kind of responsibility.
Well now, Capital One Platinum for Students is offering college students with little or no credit history to begin the foundation of establishing a safe and affordable line of credit. This is the perfect beginners card; sort of like a credit card with training wheels. The Capital One Platinum for Students allows them to build their credit without putting them into financial ruins before the age of 21.
They offer a 0% APR on all purchases up until the end of 2008, then the rate increases to 19.55% APR. There are no fees for transferring balances and no annual fee.
The great thing about this card is they make it safe for college students starting out with a credit line that is manageable so you won’t get in over your head. So many times a college student will get their first credit card with a high credit limit. Before they know it, they have maxed it out and have no way to pay it back. This happens all too often. With the Capital One Platinum for Students they limit your spending so you can start slow and build your credit right. And if your card ever gets lost or stolen, there is $0 liability. How safe is that? Students can’t go wrong with the Capitol One Platinum for Students and parents will have the peace of mind knowing they aren’t going to have to mortgage their house to cover over spending that regular credit cards might make happen.
|| CLICK HERE TO APPLY ||
A credit card that rewards students for good grades? YES, thanks to Upromise
Credit Cards Mojo prides itself on navigating the credit card world to scout the best deal and match the best offerings with the best users. If you are a good student, do you know what is the best card for you?
It might be the UPromise World MasterCard by Citi. Why? you ask. Here’s some reasons:
- No minimum income required (*);
- Extra points for getting good grades (*);
- 10% EXTRA college savings on thousands of grocery and drugstore items (*);
- 10% EXTRA college savings on 8,000+ Upromise Dining restaurants (*);
- 1% college savings everywhere you shop (*);
- No annual fee;
- Low APR on balance transfers;
- MasterCard® PayPass® Card, just tap and charge, no swiping, no signature required at participating retailers;
- Year-end account statement;
- 24-hour Global customer service.
No other card does more for students, and it’s good for parents too!
|| CLICK HERE TO APPLY ||
(*) See UPromise/Citi official web sites for details.
If you like FaceBook you’ll love FaceCard
Web 2.0, Social Networks, the wired you . . . you know the drill, it’s you, you live it and breathe it every day in every aspect of your life, so why are you still carrying that credit card that’s so 2007?
FaceCard is the card for the SocialNet integrated individual like you, it’s a new world out there, get the new card! No Monthly fees, low APR, and rewards are just the beginning, it’s the coolness that’s off the chart on this one!
- Create a customizable profile on the facecard site which allows you to connect with your friends;
- Send and receive funds from friends and family;
- Prewards: special gifts from partner stores just for FaceCard members;
- Access your account from the web or from your phone;
- Exclusives YouTube and flickr stream;
- Social consciousness company.
|| CLICK HERE TO APPLY ||
No Credit? Low Credit? Bad Credit? Now you can start your credit history or start over.
Finally there’s a credit card that understands special situations like:
- No credit history;
- Low credit history;
- Bad credit history.
Don’t let this stop you from enjoying things that require credit cards like shopping for online deals, buying and selling on eBay, making reservation at that special restaurant or checking into a hotel.
Bank Freedom understands and makes it possible for you: no credit check, no bank account or no employment is necessary to qualify for their prepaid MasterCard that features:
- Free card issuance;
- Free customer service;
- $0.00 monthly fee with direct deposit;
- No NSF fees or overdraft fees;
- No late fees;
- $0.00 annual fees.
100% Guaranteed Approval **
(**see site for details)
|| CLICK HERE TO APPLY ||
|
|
