PrePaid credit cards are not just for people with no other Credit Cards.
Planning, planning, planning.
These are the 3 most important words in Financial Planning, and now it is the time to start planning for the Holiday Season. Too early you say? Of course, time is indeed on your side, if you plan early.
Budgets, limits, lists, online, offline, on your PDA or iPhone sound like great ideas until you actually try to use one of them.
What if I were to tell you that there’s an easy and smart way to not only plan for the Holiday shopping, so that it doesn’t get out of control, that’s easy to manage, and will not force you to wait until the last minute to fight the mobs at the mall?
There’s is such a solution: get yourself a prepaid credit card now. Get one now, and start sending small amounts of money to it on a weekly basis, whenever you get paid, or when you have extra cash. By the time the holiday season comes around, you’ll have your budget stored into this one single card, ready to take advantage of the early sales when the stores are fully stocked, the clerks still have time to help you out, there are plenty of sizes and colors and models and special editions, and the stores still look like pleasant stores, untouched by the shopping storm.
Click here to find some of the best and latest deals in prepaid credit cards, or you could check out the latest offering in prepaid credit cards by Ready Debit, now with FREE Credit Builder, and available in three very fashionable colors:
Photo Credits: hans s (cc)
The best prepaid credit card with special features for the students and families: Wal-Mart MoneyCard
Back to school? First year of college? Exciting times, and mixed feelings for the parents.
In recent years prepaid credit cards have become the method of choice for parents to send money to their sons and daughters in college, and to make sure that they have some emergency money without the temptation of cash. Credit cards companies have listened to the customers and have added benefits and bonuses to make life easier for everyone, from the ease of funding, to the online management, and protection.
Wal-Mart has partnered with GE Money Bank, member FDIC, to release the MoneyCards loaded with many features and some of the lowest costs in the market, Wal-Mart style.
Both the Student Edition and the Family Edition (SharePak) share the same long list of benefits:
Easy To Get
- No credit check (*)
- No bank account required
- Instant use Temporary Visa Card in package. Activate with one easy call. (*)
- Use it everywhere Visa debit cards are accepted worldwide
- Shop on the Internet, including at walmart.com
- Get cash from millions of ATMs worldwide. (*)
- Pay your bills fast and easy including cable, cell phone & other bills
- Pay for gas, groceries and more
- Use at restaurants
- Guarantee hotel reservations
- Buy airline tickets
- Budget and track spending online with E-Mail/SMS Balance Alerts
Reloadable: You can reload your personalized Wal-Mart MoneyCard over and over again.
- At participating Wal-Mart stores, you can go straight to the cashier and swipe your Card to load with cash or you can cash a payroll or government check and load part of all of that check onto your MoneyCard. Reload and check cashing fees apply.
Convenient: Your Wal-Mart MoneyCard is a convenient way to enjoy the purchasing power you deserve. (*)
- No purchase transaction fees
- They’ll waive the reload fee when you add funds by cashing an eligible payroll or government check at Wal-Mart (the $3.00 check cashing fee still applies).
- No reload fee when you add funds by Direct Deposit
- Your monthly fee is waived when you deposit a minimum of $1,000 to your Card in the preceding calendar month.
It’s Safer than Cash
- The Visa Zero Liability Policy protects you from unauthorized purchases, fraud and theft if your Wal-Mart MoneyCard is ever lost or stolen (*)
|| CLICK HERE TO APPLY ||
World’s worst Credit Card
Information is power. This video is an interesting piece of investigative reporting that will be of interest to people with a challenging credit score.
Just like the video says, shop around for your best deal, you’ve got options to re-built your credit score. We can help:
- Prepaid credit cards.
- Credit cards for people with bad credit.
- Credit cards for people with no credit.
Can a Credit card replace a bank account? It takes a special Credit Card, but it is indeed possible.
Can a Credit card replace a bank Account? It takes a special Credit Card, but it is indeed possible.
Kristine C. contacted us. She and her husband are suffering the consequences of the snowball effect of her being laid off and his long illness. They got behind with some bills and their credit and finances are in such a bad shape that they’ve seen all of their credit card accounts closed. When their checking account was closed as well, they had to resort to check cashing services to cash the husband’s paycheck, and to to the Post Office to get money orders to pay their bills. But such a system is both time consuming and expensive.
Kristine C. was asking if we knew of a better way. We didn’t.
But after some research, and emails to our network of friends and spotters (some of them are real cheapscapes and know all about money and how NOT to spend it), we got wind of a Credit Card that claims to be better than a bank account.
It’s the people at AccountNow, a pre-paid credit card that promises:
- 100% approval guarantee (*)
- $0 upfront fees with direct deposit
- No overdraft fees
- Pay Bills Online
- Shop or use ATM’s
- Protection from unauthorized purchases with MasterCard’s Zero Liability protection (*)
- Help build credit by reporting your payment history
- Member of the Better Business Bureau since 2006
- Member FDIC
If your situation is similar to Kristine’s, and you are looking to save time, money, and build your credit with peace of mind, give AccountNow a try.
|| CLICK HERE TO APPLY ||
(*) See the official AccountNow Card site for details.
If you like FaceBook you’ll love FaceCard
Web 2.0, Social Networks, the wired you . . . you know the drill, it’s you, you live it and breathe it every day in every aspect of your life, so why are you still carrying that credit card that’s so 2007?
FaceCard is the card for the SocialNet integrated individual like you, it’s a new world out there, get the new card! No Monthly fees, low APR, and rewards are just the beginning, it’s the coolness that’s off the chart on this one!
- Create a customizable profile on the facecard site which allows you to connect with your friends;
- Send and receive funds from friends and family;
- Prewards: special gifts from partner stores just for FaceCard members;
- Access your account from the web or from your phone;
- Exclusives YouTube and flickr stream;
- Social consciousness company.
|| CLICK HERE TO APPLY ||
No Credit? Low Credit? Bad Credit? Now you can start your credit history or start over.
Finally there’s a credit card that understands special situations like:
- No credit history;
- Low credit history;
- Bad credit history.
Don’t let this stop you from enjoying things that require credit cards like shopping for online deals, buying and selling on eBay, making reservation at that special restaurant or checking into a hotel.
Bank Freedom understands and makes it possible for you: no credit check, no bank account or no employment is necessary to qualify for their prepaid MasterCard that features:
- Free card issuance;
- Free customer service;
- $0.00 monthly fee with direct deposit;
- No NSF fees or overdraft fees;
- No late fees;
- $0.00 annual fees.
100% Guaranteed Approval **
(**see site for details)
|| CLICK HERE TO APPLY ||























