03/12/2010

Double Dipping in credit card rewards? It’s possible.

Let’s say that you have a sound financial discipline, you have no personal debt or if you do it is a very manageable amount, and you only charge on your credit cards what you can afford to pay off at the end of the month, therefore reaping the benefits of increased consumer protection, float, and rewards like cash back.
Can you maximize your rewards with additional cash back? You’ll be surprised to learn that the answer is:  Absolutely YES!  And the name to remember is: Upromise.

Upromise is a very interesting company, in a nutshell:

  • you open an account with Upromise for free, of course,
  • you register your credit cards there,
  • you can also register your shopping cards from the supermarkets and stores that you normally use, like such as CVS, Stop & Shop and others,
  • you can also opt into the dining program, which is also free.

Then you conduct business as usual, at times at the supermarket you’ll see some products that will have the Upromise logo on them, and if you buy them you’ll earn extra rewards.
There are also additional ways to earn rewards by shopping at UPromise network of affiliate merchants, available at Upromise’s site.

The savings add up, a little at a time.

And here’s a little known secret:  UPromise business model is to let you save the rewards earned towards college tuition using the 529 plan.  But you don’t have to, and you can withdraw your rewards by asking Upromise to send you a check any time you want (fee apply); effectively getting double rewards for your credit cards purchases.

We think that’s pretty cool, a MUST for everyone.


Upromise.com

_________
Photo Credits: Leonard Low (cc)

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Earn Money Every Time You Use Your Credit Card

Finally a credit that allows people to earn cash back on all purchases with no limit to the dollar amount that you can earn, all with no annual fee. The Bank of America Accelerated Cash Rewards American Express Card offers 1.25% cash back on every purchase you make and then allows you to redeem that cash in the way you want; a check, a statement credit or even a direct deposit into your checking or savings account. So many credit cards offer a nominal cash back percentage or they have a limit to how much you can earn. Not this card. Earn all you want and even take it as cash if you prefer.

Some of the other features on this credit card that Bank of America offers are an introductory APR of 0% and available balance transfers and cash advances. The big draw of course is the rewards feature, so also keep in mind that once you wish to redeem those points it needs to be done in increments of $50. And at 1.25% of all your credit card activity it won’t take long to get to that $50 level; the reward interest on this card is a full .25% higher than most reward cards. Most of us will take free extra money all day long. So go ahead and enjoy the rewards of the Bank of America Accelerated Cash Rewards American Express Card. It could be that you will never have to pay for gasoline again once you start using it!

|| CLICK HERE TO APPLY ||

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

People want more. More cowbells, More out of life, more more more . . . it is the American way. Discover Card delivers it with the More Card and its Get More program

Why settle for less when you can have more?
Don’t you need more cowbells?  And more bells and whistles from your credit card?
Imagine a card that constantly delivers more:

  • Instant online approval.
  • Low introductory APR on purchases.
  • Low introductory APR on balance transfers.
  • 5% to 20% Cashback Bonus at top online retailers in the ShopDiscover Network (*).
  • 5% cashback Bonus in popular rotating categories like travel, home, apparel, gas, restaurants, movies and more.
  • 1% Cashback Bonus on all other purchases.
  • The Cashback bonus accrue automatically.
  • No limit on the amount of Cashback bonus that you can earn.
  • Double your Cashback bonus with gift cards offers from 100 Discover Cashback Bonus Partners (*).
  • No Annual Fee.
  • Easy online account access.
  • Online bill payment.

Is that more to your liking?  Get more, get the Discover Card. And now you can select the look of the card that you’ll be carrying in your wallet, Discover gives you 6 different and exciting designs to choose from:

(*) See official Discover card web site for details.

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Get the Amazon Rewards Visa Card and Get $100 Off Kindle

Thanks to Chase, you get $100 off Amazon.com’s Kindle when you get the new Amazon.com Rewards Visa Card. Limited time only. Here’s how this works:

  1. Apply online. Get a response in as little as 30 seconds. If you’re approved, Chase will instantly add the card to your Amazon.com account and you’ll get $30 back on your credit card statement after your purchase.
  2. Add a Kindle to your cart.
  3. Place your order using the Amazon.com Rewards Visa Card and enter this promo code: VISACARD to get the additional $70 savings at checkout.
    NOTE: Additional restrictions apply.

Few of the reasons why getting yourself a Kindle is a smart idea:

  • Revolutionary electronic-paper display provides a sharp, high-resolution screen that looks and reads like real paper.
  • Simple to use: no computer, no cables, no syncing.
  • Wireless connectivity enables you to shop the Kindle Store directly from your Kindle—whether you’re in the back of a taxi, at the airport, or in bed.
  • Buy a book and it is auto-delivered wirelessly in less than one minute.
  • More than 150,000 books available, including more than 98 of 112 current New York Times® Best Sellers.
  • New York Times Best Sellers and New Releases $9.99, unless marked otherwise.
  • Free book samples. Download and read first chapters for free before you decide to buy.
  • Top U.S. newspapers including The New York Times, Wall Street Journal, and Washington Post; top magazines including TIME, Atlantic Monthly, and Forbes—all auto-delivered wirelessly.
  • Top international newspapers from France, Germany, and Ireland; Le Monde, Frankfurter Allgemeine, and The Irish Times—all auto-delivered wirelessly.
  • More than 350 top blogs from the worlds of business, technology, sports, entertainment, and politics, including BoingBoing, Slashdot, TechCrunch, ESPN’s Bill Simmons, The Onion, Michelle Malkin, and The Huffington Post—all updated wirelessly throughout the day.
  • Lighter and thinner than a typical paperback; weighs only 10.3 ounces.
  • Holds over 200 titles.
  • Long battery life. Leave wireless on and recharge approximately every other day. Turn wireless off and read for a week or more before recharging. Fully recharges in 2 hours.
  • Unlike WiFi, Kindle utilizes the same high-speed data network (EVDO) as advanced cell phones—so you never have to locate a hotspot.
  • No monthly wireless bills, service plans, or commitments—we take care of the wireless delivery so you can simply click, buy, and read.
  • Includes free wireless access to the planet’s most exhaustive and up-to-date encyclopedia—Wikipedia.org.
  • Email your Word documents and pictures (.JPG, .GIF, .BMP, .PNG) to Kindle for easy on-the-go viewing.
  • Included in the box: Kindle wireless reader, Book cover, Power adapter, USB 2.0 cable

Take action now, this is a limited time offer, and with Amazon.com’s lighting fast One-Day Shipping your brand-new Kindle could be in your hands tomorrow.

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Reward Points that you can spend like cash

Chase has a different slant on Reward Points:  Anything. Anytime. Anywhere.
You can spend your Chase Freedom Points just like cash, and earn points even faster since Chase will triple your points in your top 3 of 5 Everyday categories.

Get Chase Freedom Visa and you’ll get:

  • No Annual Fee
  • 1 Reward point for each dollar spent, no restrictions
  • 3 Reward points in your top 3 of 15 Everyday categories
  • Unlimited rewards
  • Spend your Points like cash
  • $50 cash back after your first purchase

And if you already have a Chase Visa Card, you can convert that to a Chase Freedom Card.

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

30 cents off gasoline, and a great credit card by GE Money

Smart consumers know how to make their money work for them, and now how to make their credit cards work for the them too.

GE Money Bank has introduced today their Chevron and Texaco credit card that lets you earn 30 cents per gallon in statement credits for 60 days when you open a new Chevron and Texaco Visa Card account(*).

With this card you will enjoy:

  • No Annual Fee
  • 10 cents per gallon
  • 3% in fuel credit in non-fuel purchases at Chevron and Texaco
  • 1% in fuel credit on your non-fuel purchases
  • Up to 1 year complimentary Road Service
  • Zero Fraud Liability
  • 24/7 Cash access
  • Earn 30 cents per gallon for 60 days (Business Card only)

Be smart, make your card work for you by getting you discounts on your gasoline spending.

(*) Offer good on new account opened by September 30, 2008.

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Are you ready to Rock the House? Citi’s Private Pass can help

You’ve got it going on, you’ve got good taste for music, you enjoy the big names, and you can spot an emerging artist after only 3 chords, and for you a live performance takes you closer to Nirvana than Kurt Cobain ever could.
You are always scouting for the best tickets for the newest acts around, and you know you have to belong to some special circle to have access to the good shows.

Citi can help by letting you into their PRIVATE PASS club, where you can have access to Pre-sale Tickets (tickets available only to PRIVATE PASS members, before they go on sale to the general public) and Preferred Tickets (tickets that have been set aside especially for PRIVATE PASS members).

Go check out the PRIVATE PASS site, and access it with your Citi Credit Card, and if you don’t have one yet and you like what you see, you’ll be able to apply for one right there.

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Getting credit from the same people whose mission is the democratization of style: the Target REDcard

Target REDcardAt Credit Cards Mojo we are big fans of store-branded credit cards if you have a particular store that you prefer over others for the bulk of your shopping in certain categories.
In the long run it will save you money since you get bigger rewards from your purchases at that stores, and rewards from purchases everywhere else.

We are big fan of Target, and their mission of democratization of style, offering designers like Michael Graves, Isaac Mizrahi and others.

So if Target speaks your language of style, convenience, at good prices, there are more reasons why you want to affiliate yourself with their Target REDcard:

  • Take Charge of Education: Shop RED and Target will donate up to 1% of your purchases to the eligible K-12 school of your choice.
  • 10% Off Day with New Credit Account: Get approved for a REDcard credit card account and receive 10% off an entire day of shopping at Target.
  • Target Rewards: Shop RED. Get points. Reach 1,000. Get 10% off. Repeat.
  • Target Pharmacy Rewards: Put your Rx on RED at Target and get a Target 10% off day.
  • And much more, including a slick site for managing your card online.

You are still on time for your back to school shopping, apply for a card today and start enjoying your Target benefits, and your School will too with their Take Charge of Education program.

|| CLICK HERE TO APPLY ||

REDcard

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Buy.com Platinum Visa card, the credit card for the online shopping fanatic

Buy.com Platinum Visa CardBuy.com is the destination of choice for the early adopters of gadgets and electronics, but Buy.com also sells books, bags & luggage, DVDs, music, shoes, toys and much more, marrying good prices with a clean and easy to navigate interface.

If buy.com is not already in your circle of online merchants, as a smart shopper you owe it to yourself to give it a try; and if you are already familiar with buy.com, have you taken advantage of the $ 30 instant savings when you apply for the Buy.com Platinum Visa card?

Some of the features:

  • 3% credit for buy.com purchases
  • 1% credit on anything else you buy with the card
  • Credit redeemable toward buy.com purchases
  • No Annual Fees
  • Low APR

|| CLICK HERE TO APPLY ||

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Treat yourself to a BORDERS Chase Visa

Borders Chase VisaIf you enjoy BORDERS Bookstores, Borders Express, Waldenbooks, Borders.com and Waldenbooks.com, you need the Borders Chase Visa to be your companion.

With the Borders Visa card you’ll earn points redeemable for Borders gift cards, cash, travel rewards, gas & restaurant gift cards and a lot more, with no caps.

3, 2, 1

3 points for reading. Three points for every dollars spent at any of the stores in the Borders family, including online. (*)
2 points for eating & driving. Two points for every dollar spend on Gas, Dining and Groceries. (*)
1 point for everything else. One point for every dollar spend on all other purchases. (*)
PLUS: a $ 20 Borders gift card & 1,000 extra points after the first purchase.

Add to that:

  • 0% Introductory APR on balance transfers for up to 6 months. (*)
  • No Annual Fee.
  • Zero Liability on Unauthorized Purchases. (*)

|| CLICK HERE TO APPLY ||

http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/digg_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/reddit_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/stumbleupon_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/delicious_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/blogmarks_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/furl_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/technorati_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/google_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/facebook_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/yahoobuzz_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/mixx_32.png http://creditcardsmojo.com/wp-content/plugins/sociofluid/images/twitter_32.png

Next Page »


RSS Feed

Our Top Pick for Best Deal:



Discover More Card with Cash Back Bonus

Click here to start saving with ING DIRECT!






    Finance Blogs - Blog Top Sites

    Money Hackers Blog Network

    Frugal Hackers badge


Page copy protected against web site content infringement by Copyscape