Financial

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10 Ways Moms Can Make the Most of Their Money

Friday, June 26th, 2009

Mamma

Give your finances the same TLC you give to the rest of your family.

Recently I was a guest on a radio show about kids and money, and a number of adults called in to talk about their own family experiences as children. One woman had grown up with a father who had a gambling addiction. She credited her mother with holding the family together both financially and psychologically. Another caller confessed that he still loves to indulge his children — now in their early twenties-with things his family couldn’t afford when he was growing up. He depends on his wife to rein in the family purse strings.

In fact, studies consistently show that by margins of 60% or more, women tend to be the ones who pay the family bills and balance the checkbook. So on Mother’s Day it makes sense that Mom should give her own finances the same TLC she applies to the rest of the family. (Read more at: Kiplinger)

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{Photography by Nordgren}

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Where Struggling Americans Can Find a Fresh Start

Wednesday, June 17th, 2009

Coccinella

Looking to start over? Find a new job? A new house? Here are 20 U.S. markets where jobs are available and real estate is affordable

Thousands of Americans across the U.S. are wondering if they would be better off somewhere else. The question is where?

As unemployment and foreclosures continue to rise, stocks keep fluctuating, and cash-strapped state and city governments move to increase taxes and trim services, many people are finding that careers and communities they once believed secure are no longer dependable. Either they have lost jobs, are in fear of losing a job, are stuck paying more mortgage than their homes are currently worth, or have seen their family’s quality of life evaporate. For those troubled Americans who are willing to relocate, the U.S. can still be a land of opportunity.

No state is totally buffered from the downturn, but several have gotten a boost from energy, military, and agricultural sectors. The healthiest states include Alaska, Nebraska, North Dakota, Oklahoma, South Dakota, Texas, and Wyoming. In the Washington area, federal government and defense jobs have given the economy a boost. And Iowa, which has seen its economy somewhat deteriorate, has also benefited from agricultural and alternative-energy jobs. (Read more at: BusinessWeek)

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{Photography by Yamiq}

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25 Simple Tricks to painlessly cut $100 /mo from Your Spending

Thursday, June 4th, 2009

cutting

Everyone has expenses that seem small at first, but can quickly add up at the end of the month. By cutting down on non-essentials, reviewing and eliminating unnecessary expenses, and following the 25 tips below, you will be saving $100 a month or more in no time. (Read more at: Online University Lowdown)

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{Photography by Gregg O’Connell}

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