For years now, credit cards have been the cornerstone of the American economy. Because it is such a large sector of the economy, there has been an influx of the credit card issuers. With that, every issuer has to ensure that they stay ahead of the competition by offering competitive perks to their customers. Lucky … Read more
Experts spend time trying to discourage us from using credit cards – and with sound reasons. Most of us have no idea how to use them, and then we often end up in debt, or worse, you can become bankrupt. Why Using a Mastercard for Transactions is a Good Idea Contrary to common belief, if … Read more
Most of the leading economic countries in the world today have adopted the idea of credit cards, and you may be wondering why that is. Why do credit cards have such a huge grip on markets worldwide? Credit cards offer a lot to folks today – more than just having cash in your pocket does. … Read more
Having a high credit limit can boost your credit score. However, this only works if you can maintain low debt levels. However, if you need to make a large purchase, a high limit credit card will help you pay it back. So, are you looking for a credit card with a high limit? Whether you … Read more
Having a credit card and not knowing how to use it wisely can land you in debt. There are some statistics about credit cards that might surprise you. For example, lots of people have a credit card, some even have multiple. We already know, however, that as generations continue to change and grow older, they … Read more
These days, it might seem like a good idea to avoid getting a credit card and falling into a possible debt trap. The promise of “buy now, pay later” that credit card companies offer can make it tempting to overspend. However, not having a credit card can be detrimental to your financial situation if you … Read more
If you are struggling to recover from your credit card debt, you are not alone. There are millions of other people just like you who are struggling with the same problem. When you’re trying to pull yourself out of your debt, it’s best to focus on your problems and change them. Luckily, there are some … Read more
Unsolicited credit card offers can flood your email box and mailbox, and you are likely not going to give them a second glance. But once you are ready to add another credit card to your personal arsenal, you must understand all the essential features before you make your final decision. Credit cards are not a … Read more
There are plenty of credit cards on the market today from a variety of different issuers. When you’re in the market for a new credit card, it is best to shop around to find the one that best suits your needs. Sometimes choosing a credit card can be very confusing. Every credit card is different, so … Read more
There are different ways people start using a credit card. One of them is when parents add you as an approved user. The other way is when you are old enough to get your own card. In both of these ways, one thing remains certain about credit cards – they give you a loan. That … Read more
In the 1920s, there was a significant shift in the tech world that has affected our lives in the world we live in today. Companies involved in the oil trade and others in the hotel sector started issuing credit cards to their customers in the United States of America. That made a significant shift not … Read more
If you’re applying for your first credit card, there may be a lot you don’t know about it yet. There can be many nuances to its usage and fine print agreements to credit cards that you should be aware of. This guide is going to uncover some key things to know about having and using a … Read more
Opening a credit card account is a common occurrence today. In fact, many adults have multiple credit cards. However, opening a credit card account should not be taken lightly. Credit cards come with a lot of responsibility. It is important to understand the pros and cons of applying for a new credit card. Will it … Read more
Credit card advertisements are waiting for you everywhere you go. From flights to the hallways of a mall, and even on your college bulletin boards. There are so many with different perks that you will be lost for choice. Wanting to apply for a credit card, but not sure where to start? This guide is … Read more