How Exactly Does Apple Pay Really Work?

Contactless payments are mainstream now as a payment option. Not only is it convenient, but it is also very safe and secure to use. For iPhone and Apple device users, Apple Pay is the go-to payment option for contactless payments. Apple Pay functions much like your wallet, where you use your mobile phone to pay … Read more

Tips and Practices For Senior Citizen Credit Cardholders

Today, credit cards are a way of life and we simply can’t do without them. For older citizens, however, credit cards may be confusing. Senior citizens did not grow up with credit cards in the way that many younger people did. In addition, senior cardholders may have different needs than the average credit card user. … Read more

What’s the Highest APR You Should Accept On a Credit Card?

If you’re using a credit card, you’ve probably heard of the term “APR”, but you may not fully understand what it is. The APR is the Annual Percentage Rate attached to your card. In simple terms, it’s the percentage of your loan interest that will be paid by the end of the year. For example, … Read more

What Perks Should You Look For In A Platinum Credit Card?

When looking for a new credit card, many people tend to focus on the annual percentage rate and the credit limits that are available. However, you don’t want to overlook another key aspect of credit cards; the perks. The perks that are offered are especially important to consider when you are looking at a platinum … Read more

Should You Get a Credit Card That Has Lots of Fees?

Credit cards can be very useful financial tools. They can provide a financial safety net between paychecks, quick funds in the case of an emergency, or simply a way to earn cash back or rewards for your regular spending. However, the major thing to always consider when applying for a credit card, or using one, … Read more

Get 60,000 Sign Up Points With The American Express Gold Card

For millions of people, having a credit card is a rewarding experience especially if you have a card that rewards you for your everyday spending while also giving you access to different benefits such as entertainment and travel. Others also want to have a credit card that helps with managing their finances. If that is … Read more

Earn Luxury Travel Perks With The Platinum Card From American Express

An increasing number of people today prefer to use credit cards to make payments. Mostly, the habit is brought out of necessity rather than a luxury as many people need to use credit to get through their day-to-day lives. All in all, credit cards are quite essential. And, with credit cards, what you’re almost certain … Read more

Earn 20,000 Bonus Points With Wells Fargo Propel American Express Card

Well, credit cards are everywhere today and each of them offers different rewards. It’s literally impossible to find a credit card in the market today without perks. Perks come in the form of travel rewards, cashback, and many other benefits. With cards such as the Wells Fargo Propel American Express Card, you’re assured of enticing … Read more

What Are the Most Important Features of a Credit Card?

There are thousands of credit cards available today, and each differ in many aspects, formats, and what they offer to the cardholder. However, there are many features that most credit cards share. Understanding the main features of a credit card can help you understand how they work and what the best card for you is. … Read more

Get $300 Annual Travel Credit With The Chase Sapphire Reserve Card

How many times have you come across information on the internet about not paying for services with your credit card? What did you do with that information? If you are like everyone else, you probably went straight back to paying with your credit cards. Credit cards are the best way to make payments, especially when … Read more

Contactless Credit Cards: The Future of Payment

If a survey was conducted today, a large percentage of people will be found to make their payments through credit cards. That’s despite a lot of experts advising against it. It’s just the way of living today as no one has enough cash to make payments without the help of credit. And with that credit … Read more

What Perks Should You Look For In an Elite Credit Card?

Every single day, hundreds of credit cards compete for your business. All from different banks and credit unions. All of them want your business because almost everyone uses credit cards to pay for services today. With that, credit card issuers have devised major incentives to get more users interested in their products. These are what … Read more

The Best Cards For Balance Transfer Purposes In 2020

Having a balance transfer card is one of the best decisions anyone could ever make, especially if they have existing credit card debt. Such credit cards help you pay your debt by transferring the existing balance from another credit card. What’s more, this can be done with a 0% intro APR. Moreover, some of these … Read more

The Best Credit Cards For Fuel Perks In 2020

Whether you are always on the road traveling or not, having a credit card with fuel perks can go a long way. We all can attest to the fact that picking the right credit card can be tricky. Some come with restrictions, qualifications, and so much more. If you have always found yourself in such … Read more