A credit freeze, which is also referred to as a security freeze, allows you to restrict access to your credit report, thus allowing you to fully take control over your financial information. By freezing your credit account, you stop the release of your credit score and other reports. If you opt for a credit freeze, … Read more
What if you could find a lender that doesn’t necessarily want proof that you can pay back what you owe? Think of it; most credit cards will want you to provide some proof that you can pay back the amount you borrow. However, you may not always be able to provide this proof. When you … Read more
Being that credit cards are the cornerstone of the American economy, you’d expect there to be one for every event. There are obvious ones for traveling, grocery shopping, and even for gas and many others. With that in mind, wouldn’t it be better to have one that is specially designed for family use? Of course, … Read more
Many people choose to use credit cards because of the ample benefits they offer. If you use your credit card responsibly, it’s an alternative to money that can give you cashback and other benefits. Aside from that, credit cards also offer other perks and securities that simply using cash does not provide you with. If … Read more
Depending on how you use it, a credit card can be both a blessing and a curse. They are very useful, especially if you are short on cash. Furthermore, these cards provide benefits such as cashback, rewards, travel miles, and purchase protection. However, if you are already in debt or do not know how to … Read more
China, in the recent past, started accepting credit cards mostly in the big cities of Hong Kong, Beijing, and Shanghai. This comes in as good news for both tourists and business people who don’t like traveling to China with large sums of money. However, when traveling to China, it’s essential to note that not all … Read more
Paying off your credit card Is not a walk in the park. It certainly isn’t as easy as getting into debt. However, whether we like it or not, paying off credit card debt is something we have to face head-on. Being able to pay off your credit card requires taking a hard look at your … Read more
Credit cards always come in handy, especially if you don’t have cash in your wallet. Aside from convenience, credit cards also offer a variety of benefits. These benefits can include payment protection, cashback rewards, and other advantageous offers. When it comes to credit cards, you can have as many as your credit score can allow. … Read more
Many people are struggling with credit card debt, so paying yours off would be a significant accomplishment. This might take months and even years to accomplish. Once you have paid it off, it’s up to you to decide what to do with the money and available credit you now have. The process of paying off … Read more
Are you a college graduate looking for a credit card? Or is it your first time owning a credit card? Do you have some credit history and find yourself looking for a favorable card? Well then, you have come to the right place. First-timers in the credit card game should pay attention to this article, … Read more
Have you seen the Visa logo and wondered whether it’s worth applying for a Visa credit card? You are probably not the only one. Visa credit cards are used all over the world and for a good reason. One of the most significant advantages of a Visa credit card is that it is accepted worldwide. … Read more
Credit cards are increasingly becoming the way everyone lives their lives today. With the fact that credit cards are so common, one may think that even the average person has a wealth of credit card knowledge. However, that may not always be the case. In fact, many credit card holders may not fully understand the … Read more
When it comes to credit card benefits, many people think of the obvious ones like cash back, travel perks, and rewards. But there are many more benefits that credit cards offer today. The best credit cards on the market provide a wide range of additional perks and benefits that can make a real difference in … Read more
Are you planning a trip to Europe? Well, as you plan and put everything together, remember to look at your credit cards, too. You’ll want to see which one will fit all your needs as you travel abroad and make purchases in varying currencies. If you are still skeptical, here are our top picks. Read … Read more