Learn How to Choose a Credit Card Wisely With These 5 Tips

How to Choose a Credit Card Wisely

Just because a particular credit card is working for your friend doesn’t mean it will also work for you. Choosing wisely based on your own needs is of utmost importance. This is because your spending habits might be different. Most of us take time to choose credit cards, taking into account several factors. If you … Read more

Credit Score Needed to Buy a House

Owning a home is a popular dream. To some, it might come easy. But for others, you have to have a good credit score and do whatever it takes to pay off that mortgage, including using credit cards. Whereas you might qualify for a mortgage even with a poor credit score, this also comes with … Read more

How Does Your Credit Score Affect Your Credit Card Application?

Credit Card Application

Did you know that your credit score can have a great influence on your credit card application? If you want to apply for a credit card, the bank will use your credit score to estimate their risk in terms of whether you will pay your charges or not. In that regard, the higher your credit … Read more

What Credit Score Do You Need to Get Approved for a Credit Card?

Get Approved

If you are looking to add another credit card to your wallet, you will need to meet specific requirements to get approved. In most cases, the less debt you have, the higher the chances you have of getting approved for a credit card. Also, as long as you have always made timely payments, getting approved … Read more

4 Immense Dangers of Credit Card Debt

One of the dangers of our economy is that everyone has some debt on them today. Credit has become one of the cornerstones of most economies in the world today. For example, the United States economy is highly built on credit cards. Most people hold at least one, and if you do, you likely have … Read more

Get a Hold of These 4 Credit Cards to Save at the Pump

Save at the Pump

We have all at some complained about how fuel prices keep shooting high. Everyone wants to save at the pump, and while we might not have a solution to the rising prices, we can share the latest picks on the best credit cards that come with gas rewards. These credit cards allow you to earn … Read more

Learn to Repair Your Bad Credit History

Bad Credit History

There is no better time to improve your bad credit history than now. Repairing your credit card history is pretty easy if you are determined to do so, and it does not take a long time to do so if you know what you’re doing. If you are stuck in this particular situation and looking … Read more

Top 5 Credit Cards with Free Airport Lounge Access

Credit Cards with Free Airport Lounge Access

Most premium credit cards come with complimentary access to different airport lounge locations, which allow you the opportunity to enjoy without having to pay any entrance fee. Some credit cards even allow you to enter freely with another person. We have selected for you some of the credit cards with airport lounge access and requirements … Read more

When Is it Time to Cancel Your Credit Card?

Cancel

Once you decide that you no longer want to use your credit card, you can call your bank and ask them to cancel it. This decision should not be made lightly, though, as even after canceling a credit card, you are still responsible for paying off any outstanding balances or debts you might carry with … Read more

Which Credit Cards Offer the Best Welcome Bonus?

Credit Cards with the Best Welcome Bonus

Most credit card welcome bonuses come in different forms, such as miles, cash back, and even rewards or bonus points. We have selected for you some of the credit cards that come with fantastic sign-up bonuses. However, as you look at the list and choose a credit card that might work for you, remember to … Read more

Should You Allow a Merchant to Make a Copy of Your Credit Card?

merchant

How many times a day do you enter your personal or payment information when shopping online? In today’s world, you typically only have to enter the information once. Most merchants have systems that are designed to ensure you an easy time by keeping most of your card’s information on file or in their records. This, … Read more

How to Use Your Credit Card Abroad – Best Practices

Credit Card Abroad

Have you found that in the past, it has been unreasonably difficult to use your credit card abroad or even spend when overseas? The days of carrying cash and making yourself vulnerable to theft do not have to overwhelm you anymore. And waiting in long lines to convert your currencies is a practice long gone. … Read more

How to Decide if an Annual Fee Card Is Worth It For You

Annual Fee Card

With credit cards often come annual fees. We call this an annual fee card, and if you’re like most cardholders, you get wary when these fees come into play. Most people consider the cards without fees to be the best. So, how can you determine if paying this fee is worth it? This guide covers … Read more