As the holiday season approaches, store credit cards get all the more popular with shoppers. Store credit cards can provide an additional line of credit for those who have big holiday shopping lists from particular shops. Whether it is a card from their go-to store, or just from a place where they are making a … Read more
Student credit cards, as the name suggests, are targeted toward the student community. This means that such cards are created to meet the specific needs of students and young adults in general. However, just because a credit card may be called a ‘student credit card’ does not guarantee that it operates in your best interest. … Read more
There are millions of students paying student loans for the courses they are pursuing. Some of these students may even be paying student loans with credit cards. While, technically, it is definitely a possibility, there are many different aspects to consider. Foremost among them would always be the fact that paying one debt with another … Read more
Even the most meticulous folks have missed credit card payment at least once. Maybe they were on vacation, maybe they overlooked their credit card bill, maybe they didn’t have money, or they simply forgot! The point is, it happens. The reasons are endless but the fact remains that many of us at some point or … Read more
Credit card travel insurance is an extremely powerful value-add that comes with your credit card. Yet, there are many who actually do not avail of these benefits when the need arises. Often times this is simply because many cardholders do not know that these benefits exist. From compensation for baggage delays to accident insurance, credit … Read more
Sure, credit card cash advances can prove to be priceless in emergency situations. However, they also come at a price, and a huge one at that. Before you decide to use a credit card cash advance, be warned. Though getting cash by using your credit card is an option, it should not be done regularly. … Read more
With all the shopping we invariably indulge ourselves in during the festive season, holiday credit card debt quickly piles up. From buying presents to splurging on holiday activities, our budgets are often forgotten. Though a new year brings new beginnings, it may also bring a hefty credit card bill. In such cases, it is important … Read more
Credit cards offer users convenience, especially when traveling. It is nice to know that you do not have to walk around with pockets full of cash. However, using credit cards in foreign countries has its downsides as well. You can run the risk of overpaying because of additional charges that might be added to the … Read more
Credit card concierge services come as a ‘no additional cost’ perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten benefits of having a credit card. The J.D. Power 2019 U.S. Credit Card Satisfaction Study confirmed … Read more
Deciding between primarily using a debit card or a credit card has never been an easy choice. There is always a wide variety of views favoring one or the other of these two. Nonetheless, the credit card industry has continued to grow over the years. However, when it comes to Millennials, those born between the … Read more
We are often made to believe that it is extremely difficult to eliminate credit card debt. This is especially true when that debt has piled up for a long time, ballooning into a staggering sum. Well, the truth is that it is not all that difficult to eliminate credit card debt. As long as the … Read more
Credit cards for business can make funding at the outset, as well as day-to-day expense management, a whole lot easier. At the same time, these cards should be used with adequate caution – as much or more than with personal credit cards. In this article, we provide a complete, holistic perspective on critical aspects to … Read more
There are so many things you can easily buy with a credit card. Yet, there are some credit card purchases that make more sense than others. It is those credit card purchases that we will be referring to and exploring in this post. Read on to learn about the top 5 credit card purchases that make … Read more
Being a responsible credit cardholder requires understanding how credit cards work and the agreement you entered into when signing up for the card. It’s not difficult to be responsible credit card holder, but it does require some diligence on your part. For example, awareness of the status of your card at all times is key … Read more