It certainly pays to own a credit card. After all, there are many benefits that come your way once you have a credit card. Accordingly, the focus of this post is on credit card ownership. Reading through this post, you will have a good idea of the solid reasons it makes sense to own a … Read more
Credit card inactivity can have a whole host of repercussions. All too often, we barely realize these consequences and simply assume it to be a good thing. After all, we are not utilizing credit that is freely available to us, living a debt-free life, etc. However, surprising as it may seem, credit card inactivity can, … Read more
Among the many things that prospective credit card owners are keen on knowing is the credit card limit they will be able to enjoy. The credit card limit is the amount of money you are able to utilize as credit on your credit cards. There are many factors that go into determining this credit card … Read more
Many out there think that making only the minimum payment on their credit cards absolves them of all duties as responsible credit card owners. Well, that is hardly the case. So much goes into how your creditworthiness is determined, and your ability to go beyond the minimum when you pay your credit card bills is … Read more
“How many credit cards should I have?” is a question that is invariably on the minds of a lot of current and prospective credit card owners. Is there really a magic number? As with a lot of things in life, you will find that taking the middle path is the ideal, preferred option in this … Read more
Most of us are aware of late credit card payment consequences but don’t fully understand them until they hit us. And once they do, it is too late. Some of the damage done cannot easily be undone, even if this late credit card payment has occurred just once. We know that it is difficult to … Read more