Barclays is a global investment bank and financial services company headquartered in London, England. Besides investment banking, Barclays is organized into four core businesses: personal banking, corporate banking, wealth management, and investment management.
Barclays traces the roots of the goldsmith banking company founded in 1690 in the City of London. In 1736 James Barclay became a partner in the firm.
Several banks in London and the English provinces, including the Bank of Backhouse and the Bank of Gurney, merged as a joint-stock bank under the name Barclays and Co in 1896. Read on to learn about some of the best rewards and cards with Barclays.
Barclaycard Platinum 18 Month 0% Interest Purchase and Balance Transfer Card
The 18 Month 0% Barclaycard Platinum Interest Purchase and Balance Transfer Card combines two solid offers. Cardholders get 0% interest on purchases for 18 months, plus 0% interest on balance transfers for 18 months.
There is a fee of 1.9% for balance transfers, so those who want to keep down costs may want to look for a card that offers free transfers. There is a 0% introductory rate for purchases, an APR of 20.9%, a monthly rate of 1.593%, an annual interest rate of 19.12%.
There is a monthly rate of 2.071% for cash withdrawals, and an annual rate of 24.85%. For balance transfers, there is an introductory rate of 0% for first 18 months, a monthly interest rate of 1.593%, and an annual rate of 19.12%.
There is a cash transaction fee of 2.99% minimum £2.99 on sterling and non-sterling cash transactions only, and there is no annual fee.
There’s just not a lot of cashback offered these days. This makes it worth checking out the Barclaycard Rewards card because it provides simple cashback.
The cashback rate of 0.25% is not top of the market, but if you’re looking for an easy credit card with no annual fee-paying some level of cashback on your spending, then it’s worth a look.
This card has a representative APR of 22.9%, and a purchase rate of 22.9% p.a. It is based on a credit limit of £1,200, there are no fees abroad, and there is no annual fee.
If you’re looking for your first credit card, or you don’t have a great credit history, Barclaycard Forward could be your card. It comes with a guarantee that means you’ll be compensated with a decrease in your interest rates if you handle your account well over the first few years.
It has a personalized credit limit of £50 – £1,200, a price promise – interest rate reduction of 3% if you make all your payments on time and stay within your first-year credit limit. Keep it going in the second year, and you’re going to get a further 2% cut.
You get Barclaycard Entertainment, which gets you yearly savings of 5% on tickets across 3,500 gigs, comedy nights, and family days. There is a representative APR of 33.9%; for purchases, there is an introductory rate of 0% for first 3 months, a monthly interest rate of 2.462%, and an annual interest rate of 29.54%.
Cash withdrawals have a monthly interest rate of 2.462%, an annual interest rate of 29.54%. Balance transfers have a monthly interest rate of 2.462%, and an annual interest rate of 29.54%. Non-sterling purchase fee – 2.99% of purchase (no minimum), and there is no annual fee.
If you would like to get in contact with a Barclays Bank representative to discuss any of the aforementioned credit cards, then consider visiting their headquarters, which is located at 1 Churchill Place, London, ENG E14 5HP.
Barclay’s hotline is available during working hours, 0800 731 0200. For more information or you want to check out their FAQs on their website. These are all great options if you are considering getting a credit card.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.