While shopping for a Visa credit card, it is easy to get confused by the wide range of cards available across issuers.
Today, you can find a card that offers perks and benefits for almost anything you spend your money on.
To help narrow down your choices, the following list are the best Visa credit cards available in the US today.
Chase Sapphire Preferred Card
One of the most popular Visa cards on the market today is the Chase Sapphire Preferred credit card. This card allows you to earn points through purchases made using the card with its Chase Ultimate Rewards program.
Cardholders earn 5x the points when using the card to purchase travel through Chase Ultimate Rewards, as well as 2x the points on all other travel, 3x the points on dining, 3x the points on streaming service subscriptions, and 1x points on all other purchases.
It offers a signup bonus of 60,000 points when you spend at least $4,000 in your first 90 days of owning the card. These points can be redeemed for $750 worth of travel through Chase Ultimate Rewards.
Fees and Charges for the Chase Sapphire Preferred Card
- Annual fee – $95
- APR – 20.49% to 27.49%, variable, based on creditworthiness
- Balance transfer APR – 20.49% to 27.49%, variable, based on creditworthiness
- Cash advance APR – 29.74%
- Balance transfer fee – $5 or 5%, whichever is greater
- Cash advance fee – $10 or 5%, whichever is greater
- Foreign transaction fee – $0
Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card offers an enticing signup bonus of $200 in cash rewards when you spend just $1,000 in the first 3 months of card opening. The card also offers 0% APR for the first 15 months on all purchases and balance transfers.
As a cash back credit card, it provides unlimited 2% cashback rewards on all purchases. It also offers the latest in security features including 2-step verification and $0 liability for fraudulent transactions.
Fees and Charges for the Wells Fargo Active Cash Card
- Annual fee – $0
- Introductory APR – 0% for the first 15 months
- APR – 19.74%, 24.74%, or 29.74%, based on creditworthiness
- Introductory Balance Transfer APR – 0% for the first 15 months
- Balance transfer APR – 19.74%, 24.74%, or 29.74%, based on creditworthiness
- Cash advance APR – 29.99%
- Balance transfer fee – $5 or 3%, whichever is greater in first 120 days, $5 or 5% thererafter
- Cash advance fee – $10 or 5%, whichever is greater
- Late payment fee – $40
VentureOne Rewards From Capital One
The VentureOne Rewards card from Capital One offers a signup bonus that also includes 0% APR for the first 15 months of card issuance on all purchases and balance transfers. There’s also a bonus 20,000 miles when you spend $500 on purchases within the first 3 months.
Cardholders earn unlimited 1.25 miles on all purchases made using the card and 5 miles per dollar spent on hotels and rental cars when booked through Capital One Travel.
Fees and Charges for the VentureOne Rewards From Capital One
- Annual fee – $0
- Introductory APR – 0% for the first 15 months
- APR – 19.74%, 25.74%, or 29.74%, based on creditworthiness
- Introductory Balance Transfer APR – 0% for the first 15 months
- Balance transfer APR – 19.74%, 24.74%, or 29.74%, based on creditworthiness
- Cash advance APR – 29.74%
- Balance transfer fee – 3% for first 18 months, 0% thereafter
- Cash advance fee – $3 or 3%, whichever is greater
- Late payment fee – up to $40
Chase Freedom Unlimited
New cardholders are entitled to a welcome bonus of $200 after spending $500 with the card in the first 90 days after card activation. Users also receive 5% cash back on grocery store purchases (restrictions apply), on grocery purchases up to $12,000 in the first year. The welcome bonus also includes a 0% APR for the first 15 months on purchases and balance transfers.
As one of the top cash back rewards Visa cards, cardholders also receive unlimited 1.5% cash back on all purchases. The card also rewards 3% cash back on dining and drugstore purchases and 5% on travel purchased through Chase Ultimate Rewards.
Fees and Charges for the Chase Freedom Unlimited Credit Card
- Annual fee – $0
- Introductory APR – 0% for the first 15 months
- APR – 19.49% to 28.24%, based on creditworthiness
- Introductory Balance Transfer APR – 0% for the first 15 months
- Balance transfer APR – 19.49% to 28.24%, based on creditworthiness
- Cash advance APR – 29.49%
- Balance transfer fee – $5 or 3%, whichever is greater in first 60 days, $5 or 5% thererafter
- Cash advance fee – $10 or 5%, whichever is greater
- Late payment fee – $40
Journey Student Credit Card From Capital One
This Visa from Capital One offers 1% cash back on all purchases made with the card. When you make your monthly payments on time, your cashback rate rises to 1.25% on all purchases.
This card is ideal for students looking to build their credit. It also offers security features such as virtual card numbers to keep your card information secure, and $0 fraud liability if your card is stolen and used for unauthorized charges.
Fees and Charges for the Journey Student Credit Card from Capital One
- Annual fee – $0
- APR – 29.99%, variable
- Balance transfer APR – 29.99%, variable
- Cash advance APR – 29.99%, variable
- Balance transfer fee – 3%
- Cash advance fee – $3 or 3%, whichever is greater
- Late payment fee – $40
Conclusion
There are a number of cards that you can choose from when looking for a Visa card, but by far these are some of the best that you should look at.
Disclaimer: All credit products carry risk. Be aware of these risks by reading the associated terms and conditions.