Credit Karma Canada – How to Check Your Score Online

Credit Karma helps Canadians monitor their credit through access to their credit reports and credit scores free of charge. A credit score is a three digit number that is used by lenders to determine your creditworthiness. You must have a good credit history in order to get a mortgage, get a car loan, or rent … Read more

Equifax Free Credit Report – How to Get One

If you want to start building your credit score, you might want to take a closer look at your credit report first. A credit report is a record of your credit activity and history. These include how many credit accounts you have, the type of credit accounts that you own, how much you owe, and … Read more

How to Boost Your Credit Score With Automobile Payments

There is a reason why many people aim to boost their credit scores. Having a good credit score means you get better deals on credit cards, mortgages, loans, and many other financial products and services. In many states, you can’t even get a lease without a good credit score which is why it is important … Read more

How Does Credit Card Debt Affect the American Economy?

Credit cards are pretty much how we survive today. It’s pretty hard to find anyone who doesn’t use one at least once a day. Hence, the reason why credit cards are referred to as the ‘cornerstone of the American economy’ in most financial corridors. A country’s economy is highly dependent on its citizen’s ability to … Read more

Tips For Parents to Build Their Kids’ Credit

Parents have a great responsibility to help their kids obtain the skills to handle adulthood. One of these skills is financial literary, and there are steps parents can take to help build their child’s credit early on.  Helping to build your kid’s credit means setting your child up for future financial success. From lower interest … Read more

How to Find a Place to Live With Bad Credit

Have you ever considered that a bad credit score could play a role in your rental process? Well, if you haven’t, it’s time to start. Some landlords will deny your application if you have a poor credit score. They may also check your credit to see if you have a prior eviction or any other … Read more

4 Reasons Homeowners Have the Highest Credit Scores

What is your credit score? Are you satisfied with it? If you aren’t satisfied with your score, do you understand what can help your credit score and what can hurt it? Last question, are you a homeowner? You’re probably wondering what all those questions are for. Well, when you analyze the average credit score of … Read more

Holiday Credit Card Debt: 5 Strategic Ways to Easily Pay It Off

Holiday Credit Card Debt

With all the shopping we invariably indulge ourselves in during the festive season, holiday credit card debt quickly piles up. From buying presents to splurging on holiday activities, our budgets are often forgotten. Though a new year brings new beginnings, it may also bring a hefty credit card bill. In such cases, it is important … Read more

How Does Your Credit Score Affect Your Credit Card Application?

Credit Card Application

Did you know that your credit score can have a great influence on your credit card application? If you want to apply for a credit card, the bank will use your credit score to estimate their risk in terms of whether you will pay your charges or not. In that regard, the higher your credit … Read more

What Credit Score Do You Need to Get Approved for a Credit Card?

Get Approved

If you are looking to add another credit card to your wallet, you will need to meet specific requirements to get approved. In most cases, the less debt you have, the higher the chances you have of getting approved for a credit card. Also, as long as you have always made timely payments, getting approved … Read more

4 Immense Dangers of Credit Card Debt

One of the dangers of our economy is that everyone has some debt on them today. Credit has become one of the cornerstones of most economies in the world today. For example, the United States economy is highly built on credit cards. Most people hold at least one, and if you do, you likely have … Read more

Learn to Repair Your Bad Credit History

Bad Credit History

There is no better time to improve your bad credit history than now. Repairing your credit card history is pretty easy if you are determined to do so, and it does not take a long time to do so if you know what you’re doing. If you are stuck in this particular situation and looking … Read more

5 Tricks to Eliminate Credit Card Debt: It Is Easier Than You Think

eliminate credit card debt

We are often made to believe that it is extremely difficult to eliminate credit card debt. This is especially true when that debt has piled up for a long time, ballooning into a staggering sum. Well, the truth is that it is not all that difficult to eliminate credit card debt. As long as the … Read more

5 Steps to Improve Your Credit Score

If you truly want to improve your credit score, you’ll want to pay attention. A credit score is what determines just how much the lending institution can offer you. If you have a poor score, you won’t get much in terms of credit. The higher your credit score, the better, especially when you either want … Read more