You've already seen credit cards advertising loyalty schemes for their attractive credit card miles. You read accounts of people traveling around the world for virtually nothing using miles of credit cards. It may sound like a gimmick, but miles can be accrued...
There are different ways people start using a credit card. One of them is when parents add you as an approved user. The other way is when you are old enough to get your own card. In both of...
Credit card concierge services come as a 'no additional cost' perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten...
Student credit cards, as the name suggests, are targeted towards the student community. This means that such cards are created to meet the specific needs of students and young adults in general. However, just because a credit card may...
Credit cards make it simpler and more convenient for so many of our financial lives. We use them to pay for food, retail items, and online orders, and once the bill arrives in our mailboxes (or email inboxes), payment is not due. With the...
To test your credit card IQ, you'll have to ask yourself a few questions. You may not be sure which credit card to go for, or you may not know how to use the one you already have; either...
Imagine your credit card as your best friend who is always there for you in time of need, no one wants to lose such a friend, right? But, life happens, and in one way or another, you can lose...
Credit cards are by far one of the best financial tools the world has today. Long gone are the days when credit cards were easily thought of as luxury tools. They are now basically the grease that keeps the...
You have probably been given a supermarket credit card at the checkout counter if you went shopping on a regular day. Retailers also offer significant incentives to push credit cards to their workers. With substantial discounts promised, the incentives provided to customers...
The minimum monthly payment is the least amount of money you are required to pay on your credit card account per month in order to remain in good standing with the credit card company. Making this payment on time is...
If you want to improve your credit, you could take workshops on the use of credit cards, read as many personal finance books as you can, talk to friends and family, and seek consultation as well. Be careful though,...
The highest credit value (under optimal circumstances) you can obtain is 850 using the FICO model. Any score more than 740 is widely regarded as excellent and places items, like credit cards, mortgages, and car loans at the best...

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