Among all the financial tools we have today, credit cards are by far the most divisive among users. They also, perhaps, come with the greatest amount of financial responsibilities. There’s a huge group that looks at them as a...
It certainly takes a lot to be a responsible credit cardholder. At the same time, this is really not a difficult end objective if you have some insight into what it takes. All it takes is getting used to the...
Individuals planning a trip overseas know the struggle of dealing with foreign transaction fees. Normally filed under credit card fees, this is typically buried under the lengthy terms and conditions page of your credit card agreement. While international fees may...
The world is experiencing an economic recession right now, which means that many people are struggling with their finances. For some getting another job is the solution, while others have no choice but to turn to credit lines for...
Credit cards are becoming more and more a part of how we run our daily lives. As such, it’s quite impossible to find anyone who doesn’t have at least one credit card option in their wallets. It's important to...
Whether it’s for security reasons or convenience, having a credit card is the best decision any traveler can ever make. Not only do they make your shopping and purchases easy, but they also come with other perks. If you use...
Credit cards offer their cardholders a variety of different rewards. The two that we are often left trying to decide between are cash back and travel rewards. Both offer great opportunities to earn while you spend, so it can...
Have you ever spotted an unfamiliar transaction on your debit or credit card? It can be unsettling to have no idea who did it and how they did it. It can be even more unsetting to not know whether...
The minimum monthly payment is the least amount of money you are required to pay on your credit card account per month in order to remain in good standing with the credit card company. Making this payment on time is...
Even the most meticulous folks have missed credit card payment at least once. Maybe they were on vacation, maybe they overlooked their credit card bill, maybe they didn't have money, or they simply forgot! The point is, it happens. The...
Imagine your credit card as your best friend who is always there for you in time of need, no one wants to lose such a friend, right? But, life happens, and in one way or another, you can lose...
Should you get a credit card that has lots of user fees? Most cards have lots of fees they tack on users, and you should consider the terms first. American Bankers Association released a report in November 2019 about...

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