APR stands for the Annual Percentage Rate, and it is usually used in reference to all types of loans from credit cards, to auto loans to mortgages. Most times you have signed legal documents without understanding what the term...
A lot of us out there have more than one credit card in our wallets. This is a pretty common occurrence, but one that is of high risk. Having many credit cards at once means that you are likely...
The minimum monthly payment is the least amount of money you are required to pay on your credit card account per month in order to remain in good standing with the credit card company. Making this payment on time is...
Credit cards are perfect for use on a daily basis, but they come with many different fees that you must pay whenever you use the card. Sometimes it feels like there is a fee for every little thing you...
The first things you can get in life are an apartment, a car loan, or a mortgage, and you can get these things through your credit score. But, it is maddeningly elusive to get a score when you start....
It is as essential to talk to your child about credit cards as it is to teach them how to drive. Most children and teenagers look forward to getting a credit card, most mostly for the wrong reasons. Tackle the...
The highest credit value (under optimal circumstances) you can obtain is 850 using the FICO model. Any score more than 740 is widely regarded as excellent and places items, like credit cards, mortgages, and car loans at the best...
So, what happens when you suddenly discover that your MasterCard isn’t working online? You need to make payments to your service provider through the card and no matter what you do the card isn’t working. What are the possible...
Your credit score determines what you can access so it's pretty important to know how to raise your credit score in 30 days. Your score determines how you live today and how you will in the future. The lack...
We would all love a guaranteed approval credit card, but it seems like something like that has to be granted by a genie.  Everyone wants to have a credit card as part of their payment tools. Credit cards assure...
PayPal, since 1999, has been one of the major players when it comes to digital wallets and the online cash transfer business. Today, the services they provide have gone up a notch and they now provide credit cards. It’s...
Getting a credit card is a decision that many people have to make in life. Keeping up with your finances can be a challenge and getting a card can ease the stress a bit. The buy now and pay...

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