Contactless cards are designed in such ways that the user finds it easy to use and transact with them. Imagine a scenario where you can buy and pay for goods without having to enter your PIN; it seems easy,...
Credit card concierge services come as a 'no additional cost' perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten...
Credit cards are increasingly a part of our lives today. When asked, almost everyone will have a credit card on their person at one point in their day. As such, credit card issuers have devised ways to ensure cardholders...
A credit freeze, which is also referred to as a security freeze, allows you to restrict access to your credit report, thus allowing you to fully take control over your financial information. This is usually done when there is...
You’ll often hear of stories of how someone else got huge rewards from their credit cards. It makes you wonder how serious these guys are about points. It’s human nature to want to win, in fact, we crave it. At...
Credit card travel insurance is an extremely powerful value-add that comes with your credit card. Yet, there are many who actually do not avail of these benefits when the need arises. Often times this is simply because many cardholders...
Are you looking for an easy-to-use secured card? Are you worried that you might be turned down from getting a credit card because you have a poor credit score? Well, worry no more as you can open an account...
Credit cards offer their cardholders a variety of different rewards. The two that we are often left trying to decide between are cash back and travel rewards. Both offer great opportunities to earn while you spend, so it can...
Among all the financial tools we have today, credit cards are by far the most divisive among users. They also, perhaps, come with the greatest amount of financial responsibilities. There’s a huge group that looks at them as a...
Paying off your credit card Is not a walk in the park. It certainly isn't as easy as getting into debt. However, whether we like it or not, paying off credit card debt is something we have to face...
If you’re using a credit card, you’ve probably heard of the many acronyms associated with them. For example, API, ACH, ETA, LOC among many others. All of them have different meanings and they are all quite important. But the...
Both starter and typical cards function the same way, apart from a few differences. However, if you have never owned a credit card before, you are probably wondering how this whole thing works. Basically, you “borrow” money from a...

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