When we talk about credit cards, to many people, the first thing that comes in mind is benefits, such as cashback, travel perks, and rewards, but that is just a drop in the ocean. The best credit cards on the...
Owning a home is everyone’s dream. To some, it might come easy. But for others, you have to have a good credit score and do whatever it takes to pay off that mortgage, including using credit cards. Whereas you might...
Did you know that your credit score can have a great influence on your credit card application? If you want to apply for a credit card, the bank will use your credit score to estimate their risk in terms of...
If you are looking to add another credit card to your wallet, you will need to meet specific requirements to get approved. In most cases, the less debt you have, the higher the chances you have of getting approved for...
One of the dangers of our economy is that everyone has some debt on them today. Credit has become one of the cornerstones of most economies in the world today. For example, the United States economy is highly built...
Credit cards for business can make funding at the outset as well as day-to-day expense management a whole lot easier. At the same time, these cards should be used with adequate caution - as much or more than with...
You might be wondering about this allusion towards specific credit card purchases when pretty much anything can be bought with a credit card. Well, yes, that is true - there are just so many things out there that you can...
It certainly pays to own a credit card. After all, there are many benefits that come your way once you have a credit card. Accordingly, the focus of this post is on credit card ownership. Reading through this post, you...
Credit card inactivity can have a whole host of repercussions. All too often, we barely realize these consequences and simply assume it to be a good thing. After all, we are not utilizing credit that is freely available to...
Many out there think that making only the minimum payment on their credit cards absolves them of all duties as responsible credit card owners. Well, that is hardly the case. So much goes into how your creditworthiness is determined, and...
How many credit cards should I have is a question that is invariably on the minds of a lot of current and prospective credit card owners. Is there really a magic number? In this post, we delve into a number...
With credit cards often come annual fees. We can call this an annual fee card, and if you're like most cardholders, you get wary when these fees come into play. The American economy is heavily reliant on credit card users....

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