A credit card is a financial tool, and just like any tool, its effectiveness depends on how well you use it. For it to be useful, credit card users need to understand their basic principles. Who is eligible to acquire a credit card? What are the credit card’s features? How do you become a responsible … Read more
Among all the financial tools we have today, credit cards come with the greatest amount of financial responsibilities. They let you buy what you want while being able to pay later. This means they also have the ability to put you in debt. Whether a credit card is harmful or helpful comes down to how well … Read more
After years of service there comes a time that every military man/woman has to step away from active duty. This transition comes with a number of challenges. The change from military life to a civilian veteran isn’t that straight forward. Among the various challenges, your finances tend to dictate a lot. Your finances will dictate … Read more
Getting the most out of your credit card rewards is a priority for people who choose to use their credit card for all their spending. Earning rewards means their purchases provide perks in return. Whether you’re earning points, miles, or cash back, getting rewards with every dollar you spend is an exciting incentive of credit … Read more
We cannot deny the advantages that come with using credit cards. From saving you in emergencies to being convenient, especially if you are traveling to distant countries, the perks are enormous. However, they are not without their shortcomings. Further, some people have entirely cut off using plastic payment because of the risks associated with them. … Read more
Perhaps you have no idea what the big deal is with credit cards. Maybe you have seen people with several credit cards but have never quite understood why they have them. Well, the truth of the matter is that these pieces of plastic are incredibly useful for a variety of reasons. However, they also come with … Read more
Imagine a scenario where you can buy and pay for goods without having to enter your PIN. With contactless payment technology, most businesses, shops, and restaurants now offer this form of payment. So how do you know if you’re using a contactless card? Apart from seeing the logo on your credit card, you can also check … Read more
With credit cards being a huge part of our economy, it is no surprise that unsavory people have devised methods to compromise them. Nonetheless, it is a scary thing to find out that your card has been compromised. If you ever find yourself in such a dreadful position, you need to act fast. Acting fast … Read more
With so many people embracing the use of contactless credit cards, you might still be wondering which cards have this kind of technology. Perhaps you have been longing to have one, but you are not sure which card issuers have advanced in this direction. You likely know that contactless cards have made purchasing goods quite … Read more
To test your credit card IQ, you’ll have to ask yourself a few questions. For example, you may not be sure which credit card to go for, or you may not know how to use the one you already have. Ignoring some of these questions might cost you in the long run. As such, always … Read more
Perhaps you have been a victim of credit card scams, or you know someone who has. Whatever the case, this is the last situation anyone would wish to find themselves. Reports show that credit card scams are on the rise. Though card issuers are continually working towards new ways to shop, pay, and play, fraudsters … Read more
While contactless credit cards have become the norm now, it’s not novel. This technology has been around for quite some time now. For instance, MasterCard introduced such cards way back in 2003. Contactless cards have been popular in Europe, Australia, and Canada, and are now steadily gaining popularity in the United States. If you aren’t sure … Read more
If you are like the majority of people looking for ways to save on your shopping and travels, its high time you looked into a credit card with incentives that offer cash back. These kinds of credit cards are great assets. However, it’s essential to choose the right one. With these credit cards, you earn … Read more
Having a poor or bad credit score can be detrimental to many aspects of today’s life. Even getting a house to rent can be challenging if you have poor credit. So, what exactly can you do with a bad credit score? Most people end up assuming that you can’t do much, especially when it comes … Read more