Prepaid MasterCard – Learn How to Activate Service Online

Some credit cards let you make purchases and then you pay after, but other cards like the prepaid MasterCard require you to pay beforehand. These two different types of cards require different forms of activation.

Prepaid cards require you to make a certain amount in deposit for you to use the card. This deposit becomes the amount of money available to spend on the credit card. For example, if you use $500 to activate your card, you’ll be able to charge $500 on the card.

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MasterCard prepaid cards have to be activated before you can use them. This can be challenging if it’s the first time you’ve used a prepaid card. This article shares exactly how to activate your prepaid MasterCard online.

How a Prepaid MasterCard Works

Prepaid cards work pretty much the same as a normal debit card. You have to load them before you can use them. The difference, however, is that prepaid credit cards still act as a credit card and its usage can affect your credit score. Debit cards are not associated with credit and have no effect on your credit.

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For the prepaid credit cards, you get a line of credit that is usually equal to the amount you deposit. The amount you deposit is what makes the account active in the end.

To activate the card for use, you must visit a bank branch or activate it online.

Requirements for Online Approval

There are certain requirements that you need to meet to be able to activate your prepaid MasterCard online. However, the requirements aren’t as general as you may have thought of when you thought of applying for the card. Each issuer of a card has their own set of requirements that you need to have to activate the card online.

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Some types of prepaid MasterCards are not eligible to be activated online. In these cases, you have to check in with your issuer and confirm how you can activate the card. Ensure that you know exactly how your card is to be activated before you think of applying for that card.

How to Activate

  1. Visit the website where the card you had applied for was issued from. You can get the website from the packaging of your card. If you cannot locate the website, contact the issuer for more information. You can’t activate your card online without the website.
  2. On the website, enter the activation number followed by your pin. Both the activation key and the pin are provided by the issuer.
  3. Then, you may be requested to add your own unique PIN to the card. Always remember PIN best security practices such as never entering your birth year as your pin.
  4. Press “Submit” or “Activate” to confirm that the info you have entered is correct.
  5. Finally, remove any stickers on your card inviting you to activate and sign the back of your card in the space provided.

Conclusion

For prepaid MasterCards, these are the easy steps you can use to ensure that you don’t have to go to your bank to activate your card. These steps are easy to follow and you should be up and going in no time.

Disclaimer: All credit products carry risk. Be aware of these risks by reading the associated terms and conditions.