One of the best parts of growing up is being able to get your own credit card. Once you have a credit card, like the United℠ Explorer Card, there are many benefits you will receive. To learn more about these benefits, continue reading.
Credit cards are a huge part of the global economic wheel and it would grind to a halt if credit cards were non-existent. For example, if there were no credit cards, a lot of services would not be paid for in time. This would cause significant damage to our economic system today.
With cards like the United℠ Explorer Card, not only can you pay your bills but you also get to earn with it. And the best part about credit cards today is that they give incentives to users. Whether they are sign-up bonuses or bonuses earned for using the card, the perks are what we look out for.
60,000 Bonus Miles
With this card, you can easily save on your next trip with their welcome bonus package. When you spend at least $3,000 on the United℠ Explorer Card within the first three months of opening your account, you can earn up to 60,000 miles. This can definitely save you a whole lot on your next trip.
The miles you earn on your purchases are divided into a number of daily purchases. For example, you earn 2 miles for every $1 United purchase you make. Plus, on all other purchases you make, including restaurants, accommodation, and hotels, you also get to earn 2 miles for every dollar spent. For all other purchases, per $1 you spend, you earn 1 mile.
25% Cashback As A Statement Credit
The 60,000 miles you earn aren’t the only perks you earn when you use the United℠ Explorer Card. You also get a 25% cashback incentive. This is earned through statement credits. You can earn this amount by spending on restaurants and beverages. And that’s not it; you also get to earn when you spend on Wi-Fi onboard United-operated airlines and other flights, as long as you pay for such services using your United℠ Explorer Card.
Fees & Charges
When it comes to the fees that this card carries, there are a number of them that you should consider. For the first year, the annual fee is waived. However, after that, you will have to pay around $95 to enjoy the benefits of the card.
You then get an APR that ranges from around 17.99% to 24.99% annually. For all your cash advances through this card, you will be charged about 26.49% in APR. Balance transfers are charged a 5% fee on each amount you transfer. Late payments of your card warrant a $39 penalty.
The best thing about this card is the zero foreign transaction fees that it comes with.
United Explorer Card Application
Obviously, before enjoying the benefits of this card, you have to first apply for this card. To apply for the United℠ Explorer Card, you have to have a high credit score. That means a credit of 680 plus to be considered for the card. You can apply for the card through the official Chase website or you can use this link to apply for the card.
The application process is quite simple. In fact, you can complete it in as little as 30 secs, as long as you have all the supporting documents on hand when applying. You will have to provide details about your identity and income when applying for this card.
Getting a card that caters to your traveling needs as much as this one is nothing short of amazing. You simply can’t ask for more. This is a card that offers not only cashback in statement credits, but also, 60,000 miles as a welcome bonus.
*Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.