What’s the Highest APR You Should Accept On a Credit Card?

If you’re using a credit card, you’ve probably heard of the term “APR”, but you may not fully understand what it is. The APR is the Annual Percentage Rate attached to your card. In simple terms, it’s the percentage of your loan interest that will be paid by the end of the year. For example, … Read more

What Are the Most Important Features of a Credit Card?

There are thousands of credit cards available today, and each differ in many aspects, formats, and what they offer to the cardholder. However, there are many features that most credit cards share. Understanding the main features of a credit card can help you understand how they work and what the best card for you is. … Read more

What Is the “Right” Age to Get a Credit Card?

Before you sign up for your first credit card, it is important to understand that building a good credit history is vital. Your credit history will affect how you make your purchases in your adult life. So, for many people, the big question is not whether they should get credit cards but rather at what … Read more

Why Should Stay Away From These: The Worst Credit Cards of 2020

The number of credit cards on the market today, from the best to the worst credit cards, is quite overwhelming. That comes with advantages and also disadvantages. For example, in the midst of all the competition between credit card issuers, more perks are bound to arise. That means that the users will end up enjoying … Read more

Financial Responsibilities to Have Down Before Opening a Credit Card

Among all the financial tools we have today, credit cards come with the greatest amount of financial responsibilities. They let you buy what you want while being able to pay later. This means they also have the ability to put you in debt. Whether a credit card is harmful or helpful comes down to how well … Read more

5 Best Cards For Military Veterans In 2020

After years of service there comes a time that every military man/woman has to step away from active duty. This transition comes with a number of challenges. The change from military life to a civilian veteran isn’t that straight forward. Among the various challenges, your finances tend to dictate a lot. Your finances will dictate … Read more

7 Credit Card Hacks to Help You Build Up Big Rewards

Getting the most out of your credit card rewards is a priority for people who choose to use their credit card for all their spending. Earning rewards means their purchases provide perks in return. Whether you’re earning points, miles, or cash back, getting rewards with every dollar you spend is an exciting incentive of credit … Read more

Test Your Credit Card IQ: Ask Yourself These 5 Questions

To test your credit card IQ, you’ll have to ask yourself a few questions. For example, you may not be sure which credit card to go for, or you may not know how to use the one you already have. Ignoring some of these questions might cost you in the long run. As such, always … Read more

Watch Out for These 5 Credit Card Scams

Perhaps you have been a victim of credit card scams, or you know someone who has. Whatever the case, this is the last situation anyone would wish to find themselves. Reports show that credit card scams are on the rise. Though card issuers are continually working towards new ways to shop, pay, and play, fraudsters … Read more

How to Get Cash Back on Credit Cards

If you are like the majority of people looking for ways to save on your shopping and travels, its high time you looked into a credit card with incentives that offer cash back. These kinds of credit cards are great assets. However, it’s essential to choose the right one. With these credit cards, you earn … Read more

How to Accumulate Your Credit Card Rewards Faster

If it’s your first time using a credit card, it’s essential to note that there are several ways you can collect your miles, cashback, and points without necessarily having to spend a cent. If you have been searching for ways to accumulate credit card rewards faster, you are in the right place. Knowing the right … Read more

How to Maximize Credit Card Rewards When Holiday Shopping

The holiday season means increased shopping, increased spending, and everything in between. For some reason, most people prefer using credit cards for shopping to get as many rewards as possible. Most credit cards offer bonuses on shopping, and there has never been a better time to take advantage of them than the holiday season. With the right … Read more

The Best Advice You Can Hear About Credit Cards

Best Advice About Credit Cards

It can be hard to tell what’s really the best advice you can get when it comes to credit cards and how they work. Despite what people always say about credit cards, not everything is correct. Always take this information with a pinch of salt. Whereas many people might discourage you from getting yourself one, … Read more