credit card facts

10 Useful Facts About Credit Cards

always pay your credit card on time

When a credit card owner buys a product using a credit card, the issuing bank pays cash on behalf of its customer, and the customer is given a specific time in the future to pay the debt. Credit cards offer loans, also called lines of credit, that can be used for balance transfers, cash advances, … Read more

3 of the Worst Credit Card Tips You Might Hear

credit cards

If you want to improve your credit, you could take workshops on the use of credit cards, read as many personal finance books as you can, talk to friends and family, and seek consultation as well. Be careful though, not all advice is valuable. Always steer clear of bad advice, especially when it comes to … Read more