You probably have a number of credit cards in your wallet right now, but how often do you think about how they work? For example, have you ever wondered how credit card companies make money with all the perks they give out to users? They, too, are a business at the end of the day … Read more
So, finally, you’re coming into your golden years? Seniors sometimes need specially-tailored products. You may be wondering if you’ll still use the same credit cards you used when you were working. You may be stressed out of your mind wondering if you’ll be able to keep up with the payment schedules as you did before. … Read more
As the norm is today, everyone has debt. But oftentimes people use this fact as a reason not to properly address theirs. However, debt is certainly not something that should be ignored. You should clear off your debts as soon as you possibly can, and the first debt you will want to clear is any … Read more
Many people choose to use credit cards because of the ample benefits they offer. If you use your credit card responsibly, it’s an alternative to money that can give you cashback and other benefits. Aside from that, credit cards also offer other perks and securities that simply using cash does not provide you with. If … Read more
Credit cards always come in handy, especially if you don’t have cash in your wallet. Aside from convenience, credit cards also offer a variety of benefits. These benefits can include payment protection, cashback rewards, and other advantageous offers. When it comes to credit cards, you can have as many as your credit score can allow. … Read more
Most of us are aware of late credit card payment consequences but don’t fully understand them until they hit us. And once they do, it is too late. Some of the damage done cannot easily be undone, even if this late credit card payment has occurred just once. We know that it is difficult to … Read more
With credit cards often come annual fees. We call this an annual fee card, and if you’re like most cardholders, you get wary when these fees come into play. Most people consider the cards without fees to be the best. So, how can you determine if paying this fee is worth it? This guide covers … Read more
If you truly want to improve your credit score, you’ll want to pay attention. A credit score is what determines just how much the lending institution can offer you. If you have a poor score, you won’t get much in terms of credit. The higher your credit score, the better, especially when you either want … Read more
if you haven’t yet considered the American Express Credit Card, you might find it useful after reading this guide. It is important to find the right one that suits your needs and gives you value in terms of rewards. Finding the right credit card that offers you travel rewards, value membership, and a whole lot of … Read more
According to LendingTree, credit card debt in the US reached $986 billion in 2023. Credit card interest is really getting to people. The staggering numbers of credit card debt can certainly be overwhelming. The key to keeping your part of that grand total manageable is understanding how credit card interest works. Having a solid grasp … Read more
Experts spend time trying to discourage us from using credit cards – and with sound reasons. Most of us have no idea how to use them, and then we often end up in debt, or worse, you can become bankrupt. Why Using a Mastercard for Transactions is a Good Idea Contrary to common belief, if … Read more
Unsolicited credit card offers can flood your email box and mailbox, and you are likely not going to give them a second glance. But once you are ready to add another credit card to your personal arsenal, you must understand all the essential features before you make your final decision. Credit cards are not a … Read more
There are different ways people start using a credit card. One of them is when parents add you as an approved user. The other way is when you are old enough to get your own card. In both of these ways, one thing remains certain about credit cards – they give you a loan. That … Read more
In the 1920s, there was a significant shift in the tech world that has affected our lives in the world we live in today. Companies involved in the oil trade and others in the hotel sector started issuing credit cards to their customers in the United States of America. That made a significant shift not … Read more