Top 5 Credit Card Purchases That Make Total Sense

There are so many things you can easily buy with a credit card. Yet, there are some credit card purchases that make more sense than others. It is those credit card purchases that we will be referring to and exploring in this post. Read on to learn about the top 5 credit card purchases that make … Read more

Credit Card Inactivity: 4 Critical Aspects You Never Considered

credit card inactivity

Credit card inactivity can have a whole host of repercussions. All too often, we barely realize these consequences and simply assume it to be a good thing. After all, we are not utilizing credit that is freely available to us, living a debt-free life, etc. However, surprising as it may seem, credit card inactivity can, … Read more

5 Reasons Making Only Minimum Payment on Credit Cards Is a BAD Idea

Minimum Payment

Many out there think that making only the minimum payment on their credit cards absolves them of all duties as responsible credit card owners. Well, that is hardly the case. So much goes into how your creditworthiness is determined, and your ability to go beyond the minimum when you pay your credit card bills is … Read more

How Many Credit Cards to Have? 4 Aspects to Consider

How Many Credit Cards to Have?

“How many credit cards should I have?” is a question that is invariably on the minds of a lot of current and prospective credit card owners. Is there really a magic number? As with a lot of things in life, you will find that taking the middle path is the ideal, preferred option in this … Read more

How Do Credit Cards Work: A Simple Guide

simple guide

It is virtually impossible to find anyone that doesn’t use credit cards to pay for stuff, whether they’re using them for large purchases or just groceries and gas. With the line of credit offered on credit cards, you can pay for stuff even when your money runs out. If used correctly, a credit card can … Read more

Santander Credit Cards: Things to Know Before Applying

Santander credit cards can help you accomplish your financial goals. Santander allows you to manage the majority of your finances using only one account. In addition, Santander credit cards offer a variety of benefits. In this article, we will discuss what you should know before applying. Opening a credit card is one of the most … Read more

Wells Fargo Credit Cards: Key Benefits to Know Before Applying

Choosing the right credit card can be difficult especially if this is your first foray into the world of credit cards. With so many options available, it is daunting to decide which one is best for you. Wells Fargo has a wide variety of credit cards to choose from, offering different rewards, cashback, and other … Read more

Barclays Credit Cards: Before Applying, Know These Things

Whether you need a credit card to earn miles, points, cashback, or to save on interest, having Barclays Credit Cards is appealing because of the generous signup offers and low APR. With several co-branded cards that let you earn reward points, you can benefit from Barclays’ selection of credit cards. There are credit cards made … Read more

Lloyds Bank Credit Cards 101: Everything to Know

With many companies offering different payment methods for the services they provide, it is important to make sure that you choose what is right for you. Lloyds Bank credit cards are here to provide just that. In a world where the most common methods of payment include cash and credit card, you need to get … Read more

Getting to Know US Bank Credit Cards: A Simple Guide

With so many credit cards to choose from, you might wonder how does each one different from the next. All credit cards have their own perks and benefits but there are only a few that are worth having. With a US Bank credit card, you are assured that you can have the best credit cards … Read more

Asda Credit Cards: the Good, the Bad, and the Details

If you are looking for a credit card with a generous rewards system and cashback feature, the Asda Credit Cards are your best bet. The Cashback card lets you earn 1% cashback for using the card at Asda supermarket and other partner merchants. The cashback will come as redeemable vouchers. Aside from the value of … Read more

2 Citizens Bank Credit Cards and What You Can Expect from Them

Looking for a credit card that will grant you unlimited earning possibilities? How about one that gives you low rate offers? Citizens Bank credit cards may be perfect for you if you answered yes to either of those questions. Whether you’re a meticulous employee in search of unmatched credit security or a smart shopper looking … Read more

RBS Credit Cards 101: A Complete Guide

The RBS credit cards make it incredibly easier to transfer balances with minimum interest, make a purchase, and use the card abroad, all while earning rewards points. These credit cards offer value to cardholders with a generous sign-up bonus and longer-term period. The credit cards are categorized into 4 major categories, which are: student, balance … Read more