Having a poor or bad credit score can be detrimental to many aspects of today’s life. Even getting a house to rent can be challenging if you have poor credit. So, what exactly can you do with a bad credit score? Most people end up assuming that you can’t do much, especially when it comes … Read more
Have you been debating applying for a credit card because you feel you aren’t ready? Are you at crossroads wondering whether or not you need one? Some people usually feel like they don’t need credit cards, and it’s okay to feel that way. However, there may also be signs showing that getting one would be … Read more
It is quite overwhelming picking the right card. This is because there are countless options available, which makes it difficult to know one is best for you. However, that’s why we are here. We want to relieve you of this stress with our top five rewards credit cards for 2020. We analyzed several credit cards … Read more
If you love traveling, then having a credit card with travel perks would be a smart move. To fully enjoy great credit cards, you must learn how to use them. Once you learn how to effectively use your credit card, nothing beats the perks that come with them. Traveling is expensive, and having a credit … Read more
So, finally, you’re coming into your golden years? Seniors sometimes need specially-tailored products. You may be wondering if you’ll still use the same credit cards you used when you were working. You may be stressed out of your mind wondering if you’ll be able to keep up with the payment schedules as you did before. … Read more
Whether you’re making a property purchase or remodeling your home, cash has to be put into the venture of home improvement. We all have a rough idea that we spend most of our time at home, right? So, it isn’t that crazy to want it to look the best it can since you spend a … Read more
Have you ever considered that a bad credit score could play a role in your rental process? Well, if you haven’t, it’s time to start. Some landlords will deny your application if you have a poor credit score. They may also check your credit to see if you have a prior eviction or any other … Read more
As the norm is today, everyone has debt. But oftentimes people use this fact as a reason not to properly address theirs. However, debt is certainly not something that should be ignored. You should clear off your debts as soon as you possibly can, and the first debt you will want to clear is any … Read more
What is your credit score? Are you satisfied with it? If you aren’t satisfied with your score, do you understand what can help your credit score and what can hurt it? Last question, are you a homeowner? You’re probably wondering what all those questions are for. Well, when you analyze the average credit score of … Read more
The average wedding in the United States today costs around $30,000, according to various surveys. When it comes to spending such a large sum of money for various wedding costs such as venue and vendors, your credit card will come in handy. Not only will you be able to pay for the wedding, but the … Read more
Everything today is digitalized, which leaves you exposed to fraudsters who can quickly get your information from just about anywhere. This is especially concerning since so much of our most private information is now online. As such, your credit card is one of the most vulnerable things that you have. Its information can be stolen in … Read more
The holiday season means increased shopping, increased spending, and everything in between. For some reason, most people prefer using credit cards for shopping to get as many rewards as possible. Most credit cards offer bonuses on shopping, and there has never been a better time to take advantage of them than the holiday season. With the right … Read more
No human is perfect, and we are all bound to make mistakes. But, believe it or not, if your partner has bad credit, it will eventually affect you. For example, if you decide to buy a home one day and the other party has a poor score, it will lower your chances of getting approved … Read more
It is to build credit to help you save yourself from high fees on a future mortgage or loan. But doing so isn’t necessarily a walk in the park. It takes discipline, self-control, and determination. If you are new to credit cards, you might ask your credit issuer exactly how building credit works. There is readily … Read more