Imagine a scenario where you can buy and pay for goods without having to enter your PIN. With contactless payment technology, most businesses, shops, and restaurants now offer this form of payment. So how do you know if you’re using a contactless card? Apart from seeing the logo on your credit card, you can also check … Read more
The holiday season is upon us yet again, and this means bringing out all our savings and starting to enjoy what the season has to offer. However, the holiday season comes with its pressures, meaning you will be forced to overspend. From decorations to gifts to flights, this is a time to spend, regardless of … Read more
Did you know that your credit score can have a great influence on your credit card application? If you want to apply for a credit card, the bank will use your credit score to estimate their risk in terms of whether you will pay your charges or not. In that regard, the higher your credit … Read more
We have all at some complained about how fuel prices keep shooting high. Everyone wants to save at the pump, and while we might not have a solution to the rising prices, we can share the latest picks on the best credit cards that come with gas rewards. These credit cards allow you to earn … Read more
There is no better time to improve your bad credit history than now. Repairing your credit card history is pretty easy if you are determined to do so, and it does not take a long time to do so if you know what you’re doing. If you are stuck in this particular situation and looking … Read more
Credit cards for business can make funding at the outset, as well as day-to-day expense management, a whole lot easier. At the same time, these cards should be used with adequate caution – as much or more than with personal credit cards. In this article, we provide a complete, holistic perspective on critical aspects to … Read more
There are so many things you can easily buy with a credit card. Yet, there are some credit card purchases that make more sense than others. It is those credit card purchases that we will be referring to and exploring in this post. Read on to learn about the top 5 credit card purchases that make … Read more
Being a responsible credit cardholder requires understanding how credit cards work and the agreement you entered into when signing up for the card. It’s not difficult to be responsible credit card holder, but it does require some diligence on your part. For example, awareness of the status of your card at all times is key … Read more
Once you decide that you no longer want to use your credit card, you can call your bank and ask them to cancel it. This decision should not be made lightly, though, as even after canceling a credit card, you are still responsible for paying off any outstanding balances or debts you might carry with … Read more
Credit card inactivity can have a whole host of repercussions. All too often, we barely realize these consequences and simply assume it to be a good thing. After all, we are not utilizing credit that is freely available to us, living a debt-free life, etc. However, surprising as it may seem, credit card inactivity can, … Read more
Most credit card welcome bonuses come in different forms, such as miles, cash back, and even rewards or bonus points. We have selected for you some of the credit cards that come with fantastic sign-up bonuses. However, as you look at the list and choose a credit card that might work for you, remember to … Read more
“How many credit cards should I have?” is a question that is invariably on the minds of a lot of current and prospective credit card owners. Is there really a magic number? As with a lot of things in life, you will find that taking the middle path is the ideal, preferred option in this … Read more
How many times a day do you enter your personal or payment information when shopping online? In today’s world, you typically only have to enter the information once. Most merchants have systems that are designed to ensure you an easy time by keeping most of your card’s information on file or in their records. This, … Read more
With credit cards often come annual fees. We call this an annual fee card, and if you’re like most cardholders, you get wary when these fees come into play. Most people consider the cards without fees to be the best. So, how can you determine if paying this fee is worth it? This guide covers … Read more