Which Bank Of America Credit Card Is Right For You?

If you have never owned a credit card, it’s common to be confused and wonder which one you can apply for. This happens to even the best of us, even those who would call themselves credit card pros often find themselves wondering which credit is the best for them.

Depending on what your needs are, there is always a credit card from something. Whether you are looking for cashback, rewards, or exclusive travel deals, you need to be specific about your needs before you decide on what card you need.

Luckily enough, we have identified for you some of the best credit cards offered by Bank of America and our brief reviews of them, as well. Be sure to do your due diligence before you apply. Now, without wasting much of your time, keep reading for a brief guide of the cards.

Bank of America® Cash Rewards Credit Card

This was our best pick if you are looking for cashback benefits. This card gives you a little control over your credit card rewards. How they do this is by allowing you to choose your preferred category, which earns the best cashback rate.

This list usually includes travel, restaurants, gas stations, and so on, and you have to make a choice. With this card, you also get bonus rewards whenever you do grocery shopping at any supermarkets or stores, and there’s even an excellent offer for new card-holders.

Bank of America® Travel Rewards Credit Card

This card is ideal for people who travel a lot and are looking for a card with no annual fees. This card gives users a substantial reward for all the purchases you make and points that you can redeem for your travel purchase. 

What’s more is that you are not restricted to any hotel cards or branded airlines. What defines this card is its expansive definition of travel, which gives users the flexibility on how to use their rewards.

Bank of America® Premium Rewards® Credit Card

This is another fantastic card if you are looking for travel perks in the form of bonus rewards on dining and travel. If you are a frequent traveler, get a hold of this card, and your pocket will thank you. As if that is not enough, as a new cardholder, you receive a sign-up bonus accompanied by other perks, as well.

BankAmericard® Credit Card

This card comes with balance transfers, a 0% intro interest period, among other perks. It is one card that is short on flash but big on savings. If you are the kind of consumer looking to finance a large purchase such as buying a house or a big loan and looking to transfer and pay down high-interest debt, you should check out this card.

Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card

If you have a small business, this credit card might help you in different ways. It gives business owners control over their credit cards by allowing them to choose the categories that earn the highest cash-back rate.

Categories include office supplies, computer services, travel, gas stations, and so much more. As if that is not enough, they give a bonus on dining, and all this comes with zero annual fees.

Bank of America® Business Advantage Travel Rewards World MasterCard® Credit Card

This is another credit card that works well with small business owners due to its rewards. This card also has no annual fee. You receive rewards on every purchase you make, giving you the flexibility to redeem your points for any travel purchases. Moreover, all this includes no restrictions on any hotel cards or branded airlines.

Bottom Line

Bank of America has lots of other credit cards that we have not featured here. Depending on what you want, you can head to their website and select. We chose the best cards in different categories and considered factors like sign-up bonuses, APRs, annual fees, rewards, and so much more. Keep in mind too that one card can be used in other categories, so the world is your oyster.